Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

What's the average credit score needed to rent an apartment? MOVE: What Determines Your Insurance Premium? When the Mean is Nice COMPARE: Types of Savings Accounts RESEARCH: Professional Certifications What do cardholders fear most when using a credit card? PLAY: The Bean Game MOVE: Your Tax Dollar in Action INTERACTIVE: Online Bank Simulator MOVE: Let's Make a Mutual Fund What source of funding is used most often to start new businesses? COMPARE: Which Repayment Option is Best? What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: Budget Frenzy! CALCULATE: How Much House Can You Afford? ANALYZE: Household Debt and Credit Report PLAY: It Costs HOW Much? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" INTERACTIVE: Living Paycheck to Paycheck PLAY: Roll with the Market CALCULATE: The Math Behind Your Federal Taxes What percent of students receive scholarships or grants for college? COMPARE: Auto Loans FINE PRINT: Checking Account Statement CREATE: Personalized Productive Gap Year Plan What percent of new businesses are still operating after 10 years? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Invest with STAX! MOVE: Up and Down with Credit Scores PLAY: Types of Car Insurance CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Bummer! MOVE: Credit Musical Chairs FINE PRINT: Financial Aid Package How much more likely is a business to launch if the founder creates a business plan? RESEARCH: Fair Credit Reporting Act Do consumers send more money on Venmo or spend more money on Amazon? ANALYZE: Dollar Cost Averaging MOVE: Types of Employment How much does a texting while driving ticket increase auto insurance premiums? Which savings strategy is most effective? PLAY: Organize Budget Expenses ANALYZE: A FAFSA Submission Summary INTERACTIVE: Compounding Cat Insanity ANALYZE: Inequalities in Investing CALCULATE: Return on Your College Investment RESEARCH: Credit Protections What percent of Americans who have credit card debt won't be able to pay it off within a year? FINE PRINT: Schumer Box You Just Gotta Habit! CALCULATE: Debt Avalanche v. Debt Snowball

DESMOS ACTIVITIES

DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Graphs of Piecewise Functions DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Linear Equations in Standard Form DESMOS: Prize Wheel Puzzle DESMOS: Create a Histogram DESMOS: Real World Linear Inequalities DESMOS: Investing and Exponential Change DESMOS: Polygraph: Guess the Distribution DESMOS: Credit Dot Plots DESMOS: Marbleslides: Exploring Exponentials DESMOS: OLS Regression and College Costs DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Writing Linear Equations and Checking DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Chance Experiments DESMOS: Comparing the Cost of Different Student Loans DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Exploring State and Local Tax Rates DESMOS: Exponential vs Linear Patterns DESMOS: Future Value of a Periodic Investment DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Complex Systems of Inequalities DESMOS: Growth of Savings vs Investments DESMOS: Card Sort: Conditional Probability DESMOS: Growth Factor and Investments DESMOS: Writing Equations in Standard Form DESMOS: Exponential Regression in Investing DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Card Sort: Sampling Methods DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Card Sort: Four Views of a Function DESMOS: Point Collector: Lines DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Systems of Two Linear Equations DESMOS: Card Sort: Independent and Dependent Events DESMOS: Card Sort: Linear Systems DESMOS: Linear Growth Patterns DESMOS: College Sticker Price and ACT Scores DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Linear Equations from Checking Word Problems DESMOS: Exponential Growth in Circles DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates