Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

What are the top 3 types of products/services Gen Z is most likely to splurge on? INTERACTIVE: Invest with STAX! INTERACTIVE: Living Paycheck to Paycheck CALCULATE: Return on Your College Investment ANALYZE: Household Debt and Credit Report MOVE: Credit Musical Chairs PLAY: It Costs HOW Much? What's the average credit score needed to rent an apartment? MOVE: Types of Employment ANALYZE: Dollar Cost Averaging in Action What percent of new businesses are still operating after 10 years? COMPARE: Types of Savings Accounts Just Gotta Habit RESEARCH: Credit Protections INTERACTIVE: Compounding Cat Insanity ANALYZE: Inequalities in Investing FINE PRINT: Schumer Box What source of funding is used most often to start new businesses? What do cardholders fear most when using a credit card? What percent of students receive scholarships or grants for college? Do consumers send more money on Venmo or spend more money on Amazon? RESEARCH: Professional Certifications How much does a texting while driving ticket increase auto insurance premiums? COMPARE: Auto Loans MOVE: Up and Down with Credit Scores ANALYZE: A FAFSA Submission Summary PLAY: Budget Frenzy! COMPARE: Which Repayment Option is Best? CALCULATE: Debt Avalanche v. Debt Snowball CREATE: Personalized Productive Gap Year Plan CALCULATE: Your Federal Taxes Which savings strategy is most effective? INTERACTIVE: Online Bank Simulator When the Mean is Nice What percent of Americans who have credit card debt won't be able to pay it off within a year? FINE PRINT: Checking Account Statement FINE PRINT: Financial Aid Package Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: Organize Budget Expenses PLAY: The Bean Game INTERACTIVE: Bummer! MOVE: Your Tax Dollar in Action MOVE: Let's Make a Mutual Fund CALCULATE: Impact of Credit Score on Loans PLAY: Types of Car Insurance MOVE: What Determines Your Insurance Premium? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: Roll with the Market How much more likely is a business to launch if the founder creates a business plan? RESEARCH: Fair Credit Reporting Act

DESMOS ACTIVITIES

DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Exploring State and Local Tax Rates DESMOS: OLS Regression and College Costs DESMOS: Exponential vs Linear Patterns DESMOS: Polygraph: Guess the Distribution DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Growth of Savings vs Investments DESMOS: Real World Linear Inequalities DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Credit Dot Plots DESMOS: Prize Wheel Puzzle DESMOS: Linear Equations from Checking Word Problems DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Linear Growth Patterns DESMOS: Investing and Exponential Change DESMOS: Writing Equations in Standard Form DESMOS: Card Sort: Sampling Methods DESMOS: Create a Histogram DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Chance Experiments DESMOS: Systems of Two Linear Equations DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Growth Factor and Investments DESMOS: Exponential Growth in Circles DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Point Collector: Lines DESMOS: Card Sort: Four Views of a Function DESMOS: College Sticker Price and ACT Scores DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Exponential Regression in Investing DESMOS: Future Value of a Periodic Investment DESMOS: Marbleslides: Exploring Exponentials DESMOS: Complex Systems of Inequalities DESMOS: Card Sort: Linear Systems DESMOS: Card Sort: Conditional Probability DESMOS: Graphs of Piecewise Functions DESMOS: Linear Equations in Standard Form DESMOS: Writing Linear Equations and Checking DESMOS: Card Sort: Independent and Dependent Events DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Comparing the Cost of Different Student Loans DESMOS: Exploring Tax Rates by Income Level and Tax Type