Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

What percent of new businesses are still operating after 10 years? ANALYZE: Inequalities in Investing MOVE: Credit Musical Chairs PLAY: Budget Frenzy! FINE PRINT: Schumer Box FINE PRINT: Checking Account Statement ANALYZE: Dollar Cost Averaging in Action How much more likely is a business to launch if the founder creates a business plan? ANALYZE: Household Debt and Credit Report CALCULATE: Debt Avalanche v. Debt Snowball MOVE: What Determines Your Insurance Premium? INTERACTIVE: Compounding Cat Insanity What source of funding is used most often to start new businesses? What do cardholders fear most when using a credit card? INTERACTIVE: Invest with STAX! What percent of Americans who have credit card debt won't be able to pay it off within a year? MOVE: Your Tax Dollar in Action PLAY: Organize Budget Expenses ANALYZE: A FAFSA Submission Summary FINE PRINT: Financial Aid Package MOVE: Let's Make a Mutual Fund Just Gotta Habit COMPARE: Auto Loans What's the average credit score needed to rent an apartment? RESEARCH: Fair Credit Reporting Act PLAY: The Bean Game How much does a texting while driving ticket increase auto insurance premiums? What are the top 3 types of products/services Gen Z is most likely to splurge on? RESEARCH: Credit Protections What percent of students receive scholarships or grants for college? CALCULATE: Your Federal Taxes PLAY: It Costs HOW Much? MOVE: Types of Employment COMPARE: Which Repayment Option is Best? Which savings strategy is most effective? INTERACTIVE: Living Paycheck to Paycheck Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: Return on Your College Investment RESEARCH: Professional Certifications MOVE: Up and Down with Credit Scores PLAY: Types of Car Insurance INTERACTIVE: Online Bank Simulator COMPARE: Types of Savings Accounts If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? When the Mean is Nice CALCULATE: Impact of Credit Score on Loans Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CREATE: Personalized Productive Gap Year Plan PLAY: Roll with the Market INTERACTIVE: Bummer!

DESMOS ACTIVITIES

DESMOS: Card Sort: Sampling Methods DESMOS: Exploring State and Local Tax Rates DESMOS: Real World Linear Inequalities DESMOS: College Sticker Price and ACT Scores DESMOS: Prize Wheel Puzzle DESMOS: Chance Experiments DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Future Value of a Periodic Investment DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Create a Histogram DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Card Sort: Linear Systems DESMOS: Comparing the Cost of Different Student Loans DESMOS: Investing and Exponential Change DESMOS: Exponential Regression in Investing DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Exponential Growth in Circles DESMOS: Point Collector: Lines DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Polygraph: Guess the Distribution DESMOS: Graphs of Piecewise Functions DESMOS: Credit Dot Plots DESMOS: Complex Systems of Inequalities DESMOS: Writing Equations in Standard Form DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: OLS Regression and College Costs DESMOS: Marbleslides: Exploring Exponentials DESMOS: Systems of Two Linear Equations DESMOS: Linear Equations in Standard Form DESMOS: Linear Equations from Checking Word Problems DESMOS: Linear Growth Patterns DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Growth Factor and Investments DESMOS: Card Sort: Independent and Dependent Events DESMOS: Writing Linear Equations and Checking DESMOS: Card Sort: Four Views of a Function DESMOS: Growth of Savings vs Investments DESMOS: Exponential vs Linear Patterns DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Card Sort: Conditional Probability DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates