Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

How much does a texting while driving ticket increase auto insurance premiums? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Compounding Cat Insanity RESEARCH: Professional Certifications MOVE: Credit Musical Chairs FINE PRINT: Financial Aid Package INTERACTIVE: Living Paycheck to Paycheck CREATE: Personalized Productive Gap Year Plan Do consumers send more money on Venmo or spend more money on Amazon? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Let's Make a Mutual Fund PLAY: It Costs HOW Much? What do cardholders fear most when using a credit card? What's the average credit score needed to rent an apartment? What source of funding is used most often to start new businesses? INTERACTIVE: Invest with STAX! MOVE: Up and Down with Credit Scores COMPARE: Auto Loans MOVE: Your Tax Dollar in Action ANALYZE: A FAFSA Submission Summary ANALYZE: Inequalities in Investing PLAY: Types of Car Insurance CALCULATE: Debt Avalanche v. Debt Snowball ANALYZE: Household Debt and Credit Report FINE PRINT: Checking Account Statement What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: How Much House Can You Afford? PLAY: Roll with the Market MOVE: What Determines Your Insurance Premium? What percent of students receive scholarships or grants for college? INTERACTIVE: Online Bank Simulator COMPARE: Types of Savings Accounts CALCULATE: Return on Your College Investment You Just Gotta Habit! PLAY: The Bean Game When the Mean is Nice RESEARCH: Fair Credit Reporting Act CALCULATE: The Math Behind Your Federal Taxes ANALYZE: Dollar Cost Averaging How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Bummer! PLAY: Organize Budget Expenses CALCULATE: Impact of Credit Score on Loans Which savings strategy is most effective? RESEARCH: Credit Protections PLAY: Budget Frenzy! FINE PRINT: Schumer Box MOVE: Types of Employment What percent of Americans who have credit card debt won't be able to pay it off within a year? What percent of new businesses are still operating after 10 years? COMPARE: Which Repayment Option is Best?

DESMOS ACTIVITIES

DESMOS: Complex Systems of Inequalities DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Polygraph: Guess the Distribution DESMOS: Writing Equations in Standard Form DESMOS: Point Collector: Lines DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Chance Experiments DESMOS: Writing Linear Equations and Checking DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Create a Histogram DESMOS: Exploring State and Local Tax Rates DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Linear Equations from Checking Word Problems DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Future Value of a Periodic Investment DESMOS: Card Sort: Conditional Probability DESMOS: Linear Equations in Standard Form DESMOS: Card Sort: Sampling Methods DESMOS: Exponential Growth in Circles DESMOS: Graphs of Piecewise Functions DESMOS: Investing and Exponential Change DESMOS: Marbleslides: Exploring Exponentials DESMOS: Card Sort: Independent and Dependent Events DESMOS: Prize Wheel Puzzle DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Card Sort: Four Views of a Function DESMOS: Exponential Regression in Investing DESMOS: Comparing the Cost of Different Student Loans DESMOS: Credit Dot Plots DESMOS: Linear Growth Patterns DESMOS: OLS Regression and College Costs DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Real World Linear Inequalities DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Exponential vs Linear Patterns DESMOS: Systems of Two Linear Equations DESMOS: Growth Factor and Investments DESMOS: College Sticker Price and ACT Scores DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Card Sort: Linear Systems DESMOS: Growth of Savings vs Investments