Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

CALCULATE: The Cost of Auto Loans PLAY: Types of Car Insurance FINE PRINT: Schumer Box MOVE: What Determines Your Insurance Premium? What are the top 3 types of products/services Gen Z is most likely to splurge on? INTERACTIVE: Invest with STAX! PLAY: It Costs HOW Much? CALCULATE: Return on Your College Investment MOVE: Inflation Over Time CALCULATE: Impact of Credit Score on Loans COMPARE: Which Repayment Option is Best? CALCULATE: How Much House Can You Afford? What's the average credit score needed to rent an apartment? When the Mean is Nice ANALYZE: Inequalities in Investing What percent of students receive scholarships or grants for college? CALCULATE: Debt Avalanche v. Debt Snowball Do consumers send more money on Venmo or spend more money on Amazon? Which savings strategy is most effective? INTERACTIVE: Living Paycheck to Paycheck COMPARE: Types of Savings Accounts What source of funding is used most often to start new businesses? FINE PRINT: Checking Account Statement INTERACTIVE: Bummer! PROJECT: Credit Protections - You Be the Teacher ANALYZE: Household Debt and Credit Report MOVE: Credit Musical Chairs MOVE: Types of Employment MOVE: Your Tax Dollar in Action INTERACTIVE: Compounding Cat Insanity PLAY: Organize Budget Expenses How much more likely is a business to launch if the founder creates a business plan? MOVE: Let's Make a Mutual Fund MOVE: Up and Down with Credit Scores What is the average credit card debt held by Gen Z? PLAY: Budget Frenzy! PLAY: Roll with the Market FINE PRINT: Financial Aid Package What percent of new businesses are still operating after 10 years? What percent of Americans with credit card debt have carried a balance for over 1 year? You Just Gotta Habit! Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" How much does a texting while driving ticket increase auto insurance premiums? RESEARCH: Professional Certifications PLAY: The Bean Game ANALYZE: Dollar Cost Averaging RESEARCH: Credit Protections CALCULATE: The Math Behind Your Federal Taxes CREATE: Personalized Productive Gap Year Plan If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Online Bank Simulator ANALYZE: A FAFSA Submission Summary

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Chance Experiments AMPLIFY: Complex Systems of Inequalities AMPLIFY: Systems of Two Linear Equations AMPLIFY: Card Sort: Linear Systems AMPLIFY: Linear Equations in Standard Form AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Writing Equations in Standard Form AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: OLS Regression and College Costs AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Linear Growth Patterns AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Exponential Regression in Investing AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Growth Factor and Investments AMPLIFY: Point Collector: Lines AMPLIFY: Real World Linear Inequalities AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Exponential Growth in Circles AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Prize Wheel Puzzle AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Growth of Savings vs Investments AMPLIFY: Investing and Exponential Change AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Create a Histogram AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Credit Dot Plots AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Comparing Funds Using Compound Annual Growth Rate