Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

MOVE: Credit Musical Chairs What are the top 3 types of products/services Gen Z is most likely to splurge on? ANALYZE: Household Debt and Credit Report What's the average credit score needed to rent an apartment? What do cardholders fear most when using a credit card? MOVE: What Determines Your Insurance Premium? PLAY: Types of Car Insurance How much more likely is a business to launch if the founder creates a business plan? What percent of Americans who have credit card debt won't be able to pay it off within a year? PLAY: Roll with the Market Which savings strategy is most effective? How much does a texting while driving ticket increase auto insurance premiums? CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Living Paycheck to Paycheck READ: Retirement Basics PLAY: It Costs HOW Much? CALCULATE: Debt Avalanche v. Debt Snowball INTERACTIVE: Compounding Cat Insanity CALCULATE: Return on Your College Investment CALCULATE: Impact of Credit Score on Loans FINE PRINT: Schumer Box What percent of new businesses are still operating after 10 years? What percent of students receive scholarships or grants for college? CALCULATE: Your Federal Taxes MOVE: Your Tax Dollar in Action What source of funding is used most often to start new businesses? ANALYZE: Dollar Cost Averaging in Action Gotta Habit MOVE: Let's Make a Mutual Fund COMPARE: Types of Savings Accounts INTERACTIVE: Online Bank Simulator Do consumers send more money on Venmo or spend more money on Amazon? RESEARCH: Professional Certifications ANALYZE: Inequalities in Investing PLAY: Budget Frenzy! COMPARE: Which Repayment Option is Best? RESEARCH: Fair Credit Reporting Act PLAY: Organize Budget Expenses Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" When the Mean is Nice RESEARCH: Credit Protections COMPARE: Auto Loans MOVE: Types of Employment ANALYZE: A FAFSA Submission Summary If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Up and Down with Credit Scores FINE PRINT: Financial Aid Package FINE PRINT: Checking Account Statement INTERACTIVE: Bummer! INTERACTIVE: Invest with STAX!

DESMOS ACTIVITIES

DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Chance Experiments DESMOS: Card Sort: Conditional Probability DESMOS: Credit Dot Plots DESMOS: Writing Linear Equations and Checking DESMOS: Card Sort: Linear Systems DESMOS: Marbleslides: Exploring Exponentials DESMOS: Linear Equations in Standard Form DESMOS: College Sticker Price and ACT Scores DESMOS: Card Sort: Independent and Dependent Events DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Growth of Savings vs Investments DESMOS: Card Sort: Sampling Methods DESMOS: Exponential Growth in Circles DESMOS: Exponential vs Linear Patterns DESMOS: Polygraph: Guess the Distribution DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Linear Growth Patterns DESMOS: OLS Regression and College Costs DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Exploring State and Local Tax Rates DESMOS: Linear Equations from Checking Word Problems DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Growth Factor and Investments DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Point Collector: Lines DESMOS: Prize Wheel Puzzle DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Create a Histogram DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Comparing the Cost of Different Student Loans DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Exponential Regression in Investing DESMOS: Systems of Two Linear Equations DESMOS: Graphs of Piecewise Functions DESMOS: Complex Systems of Inequalities DESMOS: Real World Linear Inequalities DESMOS: Investing and Exponential Change DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Future Value of a Periodic Investment DESMOS: Writing Equations in Standard Form DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Card Sort: Four Views of a Function DESMOS: Graphing Systems of Equations with Savings Balances