Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

What source of funding is used most often to start new businesses? MOVE: Inflation Over Time When the Mean is Nice Which savings strategy is most effective? What are the top 3 types of products/services Gen Z is most likely to splurge on? What's the average credit score needed to rent an apartment? You Just Gotta Habit! CALCULATE: Impact of Credit Score on Loans ANALYZE: Inequalities in Investing CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: The Cost of Auto Loans FINE PRINT: Financial Aid Package CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Invest with STAX! RESEARCH: Credit Protections MOVE: Let's Make a Mutual Fund FINE PRINT: Checking Account Statement What is the average credit card debt held by Gen Z? COMPARE: Which Repayment Option is Best? Do consumers send more money on Venmo or spend more money on Amazon? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Types of Employment PROJECT: Credit Protections - You Be the Teacher MOVE: Credit Musical Chairs How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Online Bank Simulator INTERACTIVE: Compounding Cat Insanity PLAY: Roll with the Market PLAY: Types of Car Insurance How much does a texting while driving ticket increase auto insurance premiums? FINE PRINT: Schumer Box MOVE: Your Tax Dollar in Action If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What percent of students receive scholarships or grants for college? INTERACTIVE: Bummer! INTERACTIVE: Living Paycheck to Paycheck ANALYZE: A FAFSA Submission Summary PLAY: It Costs HOW Much? ANALYZE: Household Debt and Credit Report What percent of new businesses are still operating after 10 years? CALCULATE: Return on Your College Investment RESEARCH: Professional Certifications MOVE: What Determines Your Insurance Premium? PLAY: Budget Frenzy! CALCULATE: The Math Behind Your Federal Taxes MOVE: Up and Down with Credit Scores COMPARE: Types of Savings Accounts CALCULATE: How Much House Can You Afford? PLAY: The Bean Game PLAY: Organize Budget Expenses What percent of Americans with credit card debt have carried a balance for over 1 year? ANALYZE: Dollar Cost Averaging

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Point Collector: Lines AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Growth Factor and Investments AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Growth of Savings vs Investments AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Complex Systems of Inequalities AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Card Sort: Linear Systems AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Exponential Growth in Circles AMPLIFY: Linear Equations in Standard Form AMPLIFY: Create a Histogram AMPLIFY: Credit Dot Plots AMPLIFY: Investing and Exponential Change AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Linear Growth Patterns AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Card Sort: Conditional Probability AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Exponential Regression in Investing AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Real World Linear Inequalities AMPLIFY: Chance Experiments AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Systems of Two Linear Equations AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Writing Equations in Standard Form AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: OLS Regression and College Costs