Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

MOVE: Inflation Over Time ANALYZE: A FAFSA Submission Summary What percent of new businesses are still operating after 10 years? CREATE: Personalized Productive Gap Year Plan CALCULATE: How Much House Can You Afford? What is the average credit card debt held by Gen Z? ANALYZE: Dollar Cost Averaging Do consumers send more money on Venmo or spend more money on Amazon? PLAY: Organize Budget Expenses Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" ANALYZE: Household Debt and Credit Report FINE PRINT: Schumer Box MOVE: Types of Employment Which savings strategy is most effective? How much does a texting while driving ticket increase auto insurance premiums? PLAY: Types of Car Insurance PLAY: Roll with the Market CALCULATE: Return on Your College Investment RESEARCH: Credit Protections If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? CALCULATE: Debt Avalanche v. Debt Snowball PROJECT: Credit Protections - You Be the Teacher PLAY: It Costs HOW Much? What source of funding is used most often to start new businesses? INTERACTIVE: Compounding Cat Insanity MOVE: Let's Make a Mutual Fund INTERACTIVE: Invest with STAX! COMPARE: Which Repayment Option is Best? What percent of students receive scholarships or grants for college? When the Mean is Nice MOVE: Credit Musical Chairs COMPARE: Types of Savings Accounts MOVE: Your Tax Dollar in Action ANALYZE: Inequalities in Investing PLAY: The Bean Game INTERACTIVE: Bummer! What's the average credit score needed to rent an apartment? How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Living Paycheck to Paycheck What percent of Americans with credit card debt have carried a balance for over 1 year? MOVE: Up and Down with Credit Scores RESEARCH: Professional Certifications You Just Gotta Habit! PLAY: Budget Frenzy! FINE PRINT: Checking Account Statement What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: What Determines Your Insurance Premium? INTERACTIVE: Online Bank Simulator CALCULATE: Impact of Credit Score on Loans CALCULATE: The Math Behind Your Federal Taxes FINE PRINT: Financial Aid Package CALCULATE: The Cost of Auto Loans

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Point Collector: Lines AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Create a Histogram AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Linear Growth Patterns AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Chance Experiments AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Exponential Regression in Investing AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Linear Equations in Standard Form AMPLIFY: Real World Linear Inequalities AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Growth of Savings vs Investments AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Writing Equations in Standard Form AMPLIFY: Exponential Growth in Circles AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Credit Dot Plots AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Investing and Exponential Change AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Systems of Two Linear Equations AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Complex Systems of Inequalities AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Card Sort: Linear Systems AMPLIFY: Prize Wheel Puzzle AMPLIFY: Growth Factor and Investments