Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

PROJECT: Credit Protections - You Be the Teacher PLAY: Types of Car Insurance RESEARCH: Professional Certifications If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: It Costs HOW Much? INTERACTIVE: Compounding Cat Insanity CALCULATE: The Cost of Auto Loans INTERACTIVE: Bummer! What is the average credit card debt held by Gen Z? What's the average credit score needed to rent an apartment? You Just Gotta Habit! MOVE: Up and Down with Credit Scores CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Inflation Over Time When the Mean is Nice ANALYZE: A FAFSA Submission Summary PLAY: Organize Budget Expenses MOVE: Types of Employment CALCULATE: The Math Behind Your Federal Taxes How much more likely is a business to launch if the founder creates a business plan? PLAY: The Bean Game What percent of Americans with credit card debt have carried a balance for over 1 year? FINE PRINT: Schumer Box CREATE: Personalized Productive Gap Year Plan ANALYZE: Inequalities in Investing INTERACTIVE: Living Paycheck to Paycheck What source of funding is used most often to start new businesses? ANALYZE: Household Debt and Credit Report Do consumers send more money on Venmo or spend more money on Amazon? What percent of students receive scholarships or grants for college? INTERACTIVE: Invest with STAX! ANALYZE: Dollar Cost Averaging MOVE: Let's Make a Mutual Fund CALCULATE: Impact of Credit Score on Loans What percent of new businesses are still operating after 10 years? What are the top 3 types of products/services Gen Z is most likely to splurge on? FINE PRINT: Checking Account Statement How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: How Much House Can You Afford? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" COMPARE: Which Repayment Option is Best? MOVE: Credit Musical Chairs Which savings strategy is most effective? PLAY: Roll with the Market MOVE: Your Tax Dollar in Action INTERACTIVE: Online Bank Simulator MOVE: What Determines Your Insurance Premium? FINE PRINT: Financial Aid Package RESEARCH: Credit Protections CALCULATE: Return on Your College Investment COMPARE: Types of Savings Accounts PLAY: Budget Frenzy!

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Chance Experiments AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Linear Growth Patterns AMPLIFY: Credit Dot Plots AMPLIFY: Complex Systems of Inequalities AMPLIFY: Growth Factor and Investments AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Investing and Exponential Change AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Systems of Two Linear Equations AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Growth of Savings vs Investments AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Card Sort: Linear Systems AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Exponential Growth in Circles AMPLIFY: Real World Linear Inequalities AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Writing Equations in Standard Form AMPLIFY: OLS Regression and College Costs AMPLIFY: Exponential Regression in Investing AMPLIFY: Create a Histogram AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Linear Equations in Standard Form AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Point Collector: Lines