Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

FINE PRINT: Financial Aid Package What's the average credit score needed to rent an apartment? What source of funding is used most often to start new businesses? PLAY: Roll with the Market ANALYZE: Dollar Cost Averaging in Action PLAY: It Costs HOW Much? INTERACTIVE: Bummer! FINE PRINT: Checking Account Statement INTERACTIVE: Living Paycheck to Paycheck PLAY: Organize Budget Expenses MOVE: Types of Employment ANALYZE: A FAFSA Submission Summary CREATE: Personalized Productive Gap Year Plan MOVE: Your Tax Dollar in Action If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Invest with STAX! COMPARE: Types of Savings Accounts What percent of Americans who have credit card debt won't be able to pay it off within a year? PLAY: Budget Frenzy! ANALYZE: Household Debt and Credit Report RESEARCH: Fair Credit Reporting Act INTERACTIVE: Compounding Cat Insanity When the Mean is Nice What do cardholders fear most when using a credit card? MOVE: What Determines Your Insurance Premium? What percent of new businesses are still operating after 10 years? COMPARE: Auto Loans PLAY: Types of Car Insurance CALCULATE: Impact of Credit Score on Loans MOVE: Up and Down with Credit Scores Do consumers send more money on Venmo or spend more money on Amazon? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" Which savings strategy is most effective? MOVE: Credit Musical Chairs How much more likely is a business to launch if the founder creates a business plan? CALCULATE: Debt Avalanche v. Debt Snowball ANALYZE: Inequalities in Investing COMPARE: Which Repayment Option is Best? What percent of students receive scholarships or grants for college? CALCULATE: Your Federal Taxes What are the top 3 types of products/services Gen Z is most likely to splurge on? FINE PRINT: Schumer Box INTERACTIVE: Online Bank Simulator How much does a texting while driving ticket increase auto insurance premiums? MOVE: Let's Make a Mutual Fund PLAY: The Bean Game CALCULATE: Return on Your College Investment Just Gotta Habit RESEARCH: Professional Certifications RESEARCH: Credit Protections

DESMOS ACTIVITIES

DESMOS: Growth of Savings vs Investments DESMOS: Comparing the Cost of Different Student Loans DESMOS: Chance Experiments DESMOS: OLS Regression and College Costs DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Exponential Growth in Circles DESMOS: Card Sort: Sampling Methods DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Exponential vs Linear Patterns DESMOS: Graphs of Piecewise Functions DESMOS: Prize Wheel Puzzle DESMOS: Point Collector: Lines DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Future Value of a Periodic Investment DESMOS: Exponential Regression in Investing DESMOS: Card Sort: Independent and Dependent Events DESMOS: Polygraph: Guess the Distribution DESMOS: Marbleslides: Exploring Exponentials DESMOS: Investing and Exponential Change DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Linear Equations in Standard Form DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Card Sort: Conditional Probability DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: College Sticker Price and ACT Scores DESMOS: Growth Factor and Investments DESMOS: Complex Systems of Inequalities DESMOS: Credit Dot Plots DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Systems of Two Linear Equations DESMOS: Card Sort: Linear Systems DESMOS: Linear Equations from Checking Word Problems DESMOS: Real World Linear Inequalities DESMOS: Exploring State and Local Tax Rates DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Writing Equations in Standard Form DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Card Sort: Four Views of a Function DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Create a Histogram DESMOS: Writing Linear Equations and Checking DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Linear Growth Patterns DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates