Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

What percent of students receive scholarships or grants for college? INTERACTIVE: Online Bank Simulator PLAY: Types of Car Insurance CALCULATE: Debt Avalanche v. Debt Snowball FINE PRINT: Financial Aid Package INTERACTIVE: Compounding Cat Insanity CALCULATE: Impact of Credit Score on Loans What's the average credit score needed to rent an apartment? ANALYZE: A FAFSA Submission Summary How much does a texting while driving ticket increase auto insurance premiums? MOVE: Inflation Over Time CALCULATE: Return on Your College Investment MOVE: Let's Make a Mutual Fund MOVE: What Determines Your Insurance Premium? MOVE: Types of Employment CREATE: Personalized Productive Gap Year Plan ANALYZE: Household Debt and Credit Report You Just Gotta Habit! PROJECT: Credit Protections - You Be the Teacher What is the average credit card debt held by Gen Z? INTERACTIVE: Living Paycheck to Paycheck RESEARCH: Professional Certifications MOVE: Your Tax Dollar in Action Do consumers send more money on Venmo or spend more money on Amazon? PLAY: Roll with the Market COMPARE: Which Repayment Option is Best? MOVE: Credit Musical Chairs ANALYZE: Inequalities in Investing What source of funding is used most often to start new businesses? ANALYZE: Dollar Cost Averaging Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: Budget Frenzy! What percent of new businesses are still operating after 10 years? When the Mean is Nice INTERACTIVE: Bummer! PLAY: Organize Budget Expenses COMPARE: Types of Savings Accounts INTERACTIVE: Invest with STAX! FINE PRINT: Schumer Box How much more likely is a business to launch if the founder creates a business plan? MOVE: Up and Down with Credit Scores CALCULATE: The Cost of Auto Loans CALCULATE: The Math Behind Your Federal Taxes PLAY: The Bean Game PLAY: It Costs HOW Much? RESEARCH: Credit Protections CALCULATE: How Much House Can You Afford? FINE PRINT: Checking Account Statement What are the top 3 types of products/services Gen Z is most likely to splurge on? Which savings strategy is most effective? What percent of Americans with credit card debt have carried a balance for over 1 year? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Chance Experiments AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Card Sort: Conditional Probability AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Growth of Savings vs Investments AMPLIFY: Investing and Exponential Change AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Exponential Growth in Circles AMPLIFY: Linear Growth Patterns AMPLIFY: Real World Linear Inequalities AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Linear Systems AMPLIFY: Point Collector: Lines AMPLIFY: Prize Wheel Puzzle AMPLIFY: Complex Systems of Inequalities AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Systems of Two Linear Equations AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Exponential Regression in Investing AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Create a Histogram AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Credit Dot Plots AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Writing Equations in Standard Form AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Growth Factor and Investments AMPLIFY: Linear Equations in Standard Form AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Matching Recursive Sequences