Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

ANALYZE: A FAFSA Submission Summary ANALYZE: Dollar Cost Averaging INTERACTIVE: Invest with STAX! What are the top 3 types of products/services Gen Z is most likely to splurge on? What percent of Americans who have credit card debt won't be able to pay it off within a year? CREATE: Personalized Productive Gap Year Plan PLAY: Budget Frenzy! What source of funding is used most often to start new businesses? FINE PRINT: Financial Aid Package PLAY: Organize Budget Expenses COMPARE: Which Repayment Option is Best? CALCULATE: The Math Behind Your Federal Taxes CALCULATE: Impact of Credit Score on Loans What percent of new businesses are still operating after 10 years? FINE PRINT: Checking Account Statement COMPARE: Types of Savings Accounts What do cardholders fear most when using a credit card? MOVE: Credit Musical Chairs INTERACTIVE: Bummer! Which savings strategy is most effective? PLAY: It Costs HOW Much? CALCULATE: How Much House Can You Afford? INTERACTIVE: Compounding Cat Insanity ANALYZE: Inequalities in Investing If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? Do consumers send more money on Venmo or spend more money on Amazon? INTERACTIVE: Online Bank Simulator MOVE: What Determines Your Insurance Premium? What percent of students receive scholarships or grants for college? How much more likely is a business to launch if the founder creates a business plan? You Just Gotta Habit! RESEARCH: Credit Protections How much does a texting while driving ticket increase auto insurance premiums? RESEARCH: Fair Credit Reporting Act MOVE: Types of Employment When the Mean is Nice ANALYZE: Household Debt and Credit Report PLAY: Types of Car Insurance CALCULATE: Debt Avalanche v. Debt Snowball COMPARE: Auto Loans Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Your Tax Dollar in Action What's the average credit score needed to rent an apartment? PLAY: The Bean Game PLAY: Roll with the Market MOVE: Let's Make a Mutual Fund FINE PRINT: Schumer Box MOVE: Up and Down with Credit Scores RESEARCH: Professional Certifications INTERACTIVE: Living Paycheck to Paycheck CALCULATE: Return on Your College Investment

DESMOS ACTIVITIES

DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Linear Equations from Checking Word Problems DESMOS: Marbleslides: Exploring Exponentials DESMOS: Complex Systems of Inequalities DESMOS: Systems of Two Linear Equations DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Card Sort: Four Views of a Function DESMOS: Growth of Savings vs Investments DESMOS: Investing and Exponential Change DESMOS: Writing Linear Equations and Checking DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Chance Experiments DESMOS: Prize Wheel Puzzle DESMOS: Exponential vs Linear Patterns DESMOS: Linear Growth Patterns DESMOS: Exponential Regression in Investing DESMOS: Card Sort: Independent and Dependent Events DESMOS: Point Collector: Lines DESMOS: Writing Equations in Standard Form DESMOS: Growth Factor and Investments DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: OLS Regression and College Costs DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Comparing the Cost of Different Student Loans DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Polygraph: Guess the Distribution DESMOS: Card Sort: Sampling Methods DESMOS: Create a Histogram DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Exponential Growth in Circles DESMOS: Card Sort: Conditional Probability DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: College Sticker Price and ACT Scores DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Exploring State and Local Tax Rates DESMOS: Future Value of a Periodic Investment DESMOS: Graphs of Piecewise Functions DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Credit Dot Plots DESMOS: Linear Equations in Standard Form DESMOS: Card Sort: Linear Systems DESMOS: Real World Linear Inequalities