Financial Algebra Course

financial algebra course logo

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

What's the average credit score needed to rent an apartment? Do consumers send more money on Venmo or spend more money on Amazon? Which savings strategy is most effective? PROJECT: Credit Protections - You Be the Teacher FINE PRINT: Financial Aid Package INTERACTIVE: Bummer! PLAY: Organize Budget Expenses MOVE: What Determines Your Insurance Premium? MOVE: Credit Musical Chairs What is the average credit card debt held by Gen Z? MOVE: Types of Employment CREATE: Personalized Productive Gap Year Plan FINE PRINT: Checking Account Statement ANALYZE: Dollar Cost Averaging CALCULATE: The Cost of Auto Loans How much more likely is a business to launch if the founder creates a business plan? PLAY: Budget Frenzy! MOVE: Your Tax Dollar in Action How much does a texting while driving ticket increase auto insurance premiums? PLAY: Roll with the Market INTERACTIVE: Compounding Cat Insanity What percent of students receive scholarships or grants for college? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? RESEARCH: Credit Protections INTERACTIVE: Online Bank Simulator What source of funding is used most often to start new businesses? CALCULATE: How Much House Can You Afford? CALCULATE: The Math Behind Your Federal Taxes FINE PRINT: Schumer Box ANALYZE: Household Debt and Credit Report What are the top 3 types of products/services Gen Z is most likely to splurge on? INTERACTIVE: Invest with STAX! CALCULATE: Return on Your College Investment COMPARE: Types of Savings Accounts Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" ANALYZE: Inequalities in Investing COMPARE: Which Repayment Option is Best? PLAY: Types of Car Insurance INTERACTIVE: Living Paycheck to Paycheck ANALYZE: A FAFSA Submission Summary CALCULATE: Impact of Credit Score on Loans MOVE: Up and Down with Credit Scores MOVE: Inflation Over Time What percent of new businesses are still operating after 10 years? PLAY: It Costs HOW Much? PLAY: The Bean Game When the Mean is Nice CALCULATE: Debt Avalanche v. Debt Snowball RESEARCH: Professional Certifications What percent of Americans with credit card debt have carried a balance for over 1 year? You Just Gotta Habit! MOVE: Let's Make a Mutual Fund

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Card Sort: Linear Systems AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: OLS Regression and College Costs AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Point Collector: Lines AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Growth Factor and Investments AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Exponential Growth in Circles AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Exponential Regression in Investing AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Complex Systems of Inequalities AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Investing and Exponential Change AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Create a Histogram AMPLIFY: Linear Growth Patterns AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Linear Equations in Standard Form AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Chance Experiments AMPLIFY: Prize Wheel Puzzle AMPLIFY: Real World Linear Inequalities AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Systems of Two Linear Equations AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Growth of Savings vs Investments AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Credit Dot Plots AMPLIFY: Writing Equations in Standard Form AMPLIFY: Recursive Formulas: Paying Down an Auto Loan