Financial Algebra Course

financial algebra course logo

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

PLAY: Roll with the Market MOVE: What Determines Your Insurance Premium? CALCULATE: Debt Avalanche v. Debt Snowball What are the top 3 types of products/services Gen Z is most likely to splurge on? INTERACTIVE: Online Bank Simulator How much does a texting while driving ticket increase auto insurance premiums? COMPARE: Which Repayment Option is Best? INTERACTIVE: Bummer! MOVE: Credit Musical Chairs What percent of students receive scholarships or grants for college? PLAY: Budget Frenzy! CALCULATE: The Math Behind Your Federal Taxes INTERACTIVE: Living Paycheck to Paycheck FINE PRINT: Checking Account Statement How much more likely is a business to launch if the founder creates a business plan? COMPARE: Types of Savings Accounts ANALYZE: A FAFSA Submission Summary CALCULATE: Impact of Credit Score on Loans MOVE: Your Tax Dollar in Action You Just Gotta Habit! CALCULATE: How Much House Can You Afford? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What's the average credit score needed to rent an apartment? When the Mean is Nice MOVE: Let's Make a Mutual Fund INTERACTIVE: Compounding Cat Insanity FINE PRINT: Schumer Box What is the average credit card debt held by Gen Z? ANALYZE: Dollar Cost Averaging What source of funding is used most often to start new businesses? PLAY: Types of Car Insurance What percent of new businesses are still operating after 10 years? What percent of Americans with credit card debt have carried a balance for over 1 year? MOVE: Up and Down with Credit Scores PLAY: The Bean Game ANALYZE: Inequalities in Investing INTERACTIVE: Invest with STAX! CALCULATE: The Cost of Auto Loans Which savings strategy is most effective? Do consumers send more money on Venmo or spend more money on Amazon? FINE PRINT: Financial Aid Package PLAY: It Costs HOW Much? MOVE: Inflation Over Time RESEARCH: Credit Protections ANALYZE: Household Debt and Credit Report PLAY: Organize Budget Expenses MOVE: Types of Employment PROJECT: Credit Protections - You Be the Teacher CALCULATE: Return on Your College Investment If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? RESEARCH: Professional Certifications CREATE: Personalized Productive Gap Year Plan

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Investing and Exponential Change AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Growth of Savings vs Investments AMPLIFY: Exponential Growth in Circles AMPLIFY: OLS Regression and College Costs AMPLIFY: Complex Systems of Inequalities AMPLIFY: Card Sort: Linear Systems AMPLIFY: Systems of Two Linear Equations AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Exponential Regression in Investing AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Credit Dot Plots AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Chance Experiments AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Writing Equations in Standard Form AMPLIFY: Linear Equations in Standard Form AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Real World Linear Inequalities AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Create a Histogram AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Prize Wheel Puzzle AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Linear Growth Patterns AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Point Collector: Lines AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Growth Factor and Investments AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Exponential vs Linear Patterns AMPLIFY: The Impact of Investing Fees on Exponential Growth