Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

You Just Gotta Habit! CALCULATE: The Cost of Auto Loans CALCULATE: How Much House Can You Afford? PLAY: Types of Car Insurance CALCULATE: Impact of Credit Score on Loans What percent of Americans with credit card debt have carried a balance for over 1 year? MOVE: Types of Employment PLAY: Budget Frenzy! FINE PRINT: Checking Account Statement PLAY: Organize Budget Expenses ANALYZE: Household Debt and Credit Report PROJECT: Credit Protections - You Be the Teacher INTERACTIVE: Living Paycheck to Paycheck What are the top 3 types of products/services Gen Z is most likely to splurge on? What's the average credit score needed to rent an apartment? INTERACTIVE: Compounding Cat Insanity Do consumers send more money on Venmo or spend more money on Amazon? FINE PRINT: Schumer Box INTERACTIVE: Online Bank Simulator What percent of students receive scholarships or grants for college? RESEARCH: Professional Certifications CALCULATE: The Math Behind Your Federal Taxes COMPARE: Types of Savings Accounts PLAY: The Bean Game MOVE: What Determines Your Insurance Premium? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What is the average credit card debt held by Gen Z? PLAY: It Costs HOW Much? CALCULATE: Return on Your College Investment ANALYZE: A FAFSA Submission Summary How much does a texting while driving ticket increase auto insurance premiums? RESEARCH: Credit Protections FINE PRINT: Financial Aid Package ANALYZE: Inequalities in Investing When the Mean is Nice MOVE: Inflation Over Time CALCULATE: Debt Avalanche v. Debt Snowball INTERACTIVE: Invest with STAX! Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" INTERACTIVE: Bummer! PLAY: Roll with the Market COMPARE: Which Repayment Option is Best? MOVE: Let's Make a Mutual Fund What source of funding is used most often to start new businesses? MOVE: Your Tax Dollar in Action How much more likely is a business to launch if the founder creates a business plan? What percent of new businesses are still operating after 10 years? Which savings strategy is most effective? MOVE: Up and Down with Credit Scores ANALYZE: Dollar Cost Averaging MOVE: Credit Musical Chairs CREATE: Personalized Productive Gap Year Plan

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Investing and Exponential Change AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Prize Wheel Puzzle AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: OLS Regression and College Costs AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Growth Factor and Investments AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Exponential Growth in Circles AMPLIFY: Systems of Two Linear Equations AMPLIFY: Complex Systems of Inequalities AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Growth of Savings vs Investments AMPLIFY: Point Collector: Lines AMPLIFY: Chance Experiments AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Create a Histogram AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Linear Equations in Standard Form AMPLIFY: Real World Linear Inequalities AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Exponential Regression in Investing AMPLIFY: Writing Equations in Standard Form AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Credit Dot Plots AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Linear Growth Patterns AMPLIFY: Card Sort: Linear Systems AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates