Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

PLAY: Organize Budget Expenses CALCULATE: Impact of Credit Score on Loans What is the average credit card debt held by Gen Z? PLAY: It Costs HOW Much? COMPARE: Types of Savings Accounts Do consumers send more money on Venmo or spend more money on Amazon? What percent of students receive scholarships or grants for college? How much does a texting while driving ticket increase auto insurance premiums? COMPARE: Which Repayment Option is Best? CALCULATE: The Math Behind Your Federal Taxes CREATE: Personalized Productive Gap Year Plan What percent of new businesses are still operating after 10 years? CALCULATE: How Much House Can You Afford? MOVE: Credit Musical Chairs INTERACTIVE: Bummer! What are the top 3 types of products/services Gen Z is most likely to splurge on? INTERACTIVE: Invest with STAX! PROJECT: Credit Protections - You Be the Teacher FINE PRINT: Checking Account Statement What's the average credit score needed to rent an apartment? FINE PRINT: Schumer Box What source of funding is used most often to start new businesses? ANALYZE: Dollar Cost Averaging MOVE: Your Tax Dollar in Action How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Compounding Cat Insanity Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" ANALYZE: Inequalities in Investing CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Inflation Over Time PLAY: Budget Frenzy! PLAY: Types of Car Insurance PLAY: The Bean Game INTERACTIVE: Online Bank Simulator You Just Gotta Habit! When the Mean is Nice Which savings strategy is most effective? CALCULATE: The Cost of Auto Loans ANALYZE: Household Debt and Credit Report CALCULATE: Return on Your College Investment MOVE: Up and Down with Credit Scores ANALYZE: A FAFSA Submission Summary MOVE: Types of Employment What percent of Americans who have credit card debt won't be able to pay it off within a year? PLAY: Roll with the Market RESEARCH: Professional Certifications MOVE: What Determines Your Insurance Premium? FINE PRINT: Financial Aid Package MOVE: Let's Make a Mutual Fund INTERACTIVE: Living Paycheck to Paycheck RESEARCH: Credit Protections If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now?

DESMOS ACTIVITIES

DESMOS: Prize Wheel Puzzle DESMOS: Growth of Savings vs Investments DESMOS: Writing Equations in Standard Form DESMOS: Growth Factor and Investments DESMOS: Linear Growth Patterns DESMOS: Card Sort: Sampling Methods DESMOS: Graphs of Piecewise Functions DESMOS: Card Sort: Linear Systems DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Complex Systems of Inequalities DESMOS: Exponential Growth in Circles DESMOS: Writing Linear Equations and Checking DESMOS: Investing and Exponential Change DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Marbleslides: Exploring Exponentials DESMOS: Chance Experiments DESMOS: Linear Equations from Checking Word Problems DESMOS: Create a Histogram DESMOS: Point Collector: Lines DESMOS: OLS Regression and College Costs DESMOS: College Sticker Price and ACT Scores DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Card Sort: Independent and Dependent Events DESMOS: Exponential vs Linear Patterns DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Exploring State and Local Tax Rates DESMOS: Real World Linear Inequalities DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Exponential Regression in Investing DESMOS: Linear Equations in Standard Form DESMOS: Card Sort: Four Views of a Function DESMOS: Card Sort: Conditional Probability DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Polygraph: Guess the Distribution DESMOS: Systems of Two Linear Equations DESMOS: Future Value of a Periodic Investment DESMOS: Comparing the Cost of Different Student Loans DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Credit Dot Plots