Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

What's the average credit score needed to rent an apartment? PLAY: The Bean Game MOVE: Up and Down with Credit Scores CALCULATE: Return on Your College Investment FINE PRINT: Schumer Box INTERACTIVE: Online Bank Simulator PROJECT: Credit Protections - You Be the Teacher Do consumers send more money on Venmo or spend more money on Amazon? INTERACTIVE: Invest with STAX! MOVE: Inflation Over Time ANALYZE: Inequalities in Investing MOVE: What Determines Your Insurance Premium? INTERACTIVE: Bummer! ANALYZE: Household Debt and Credit Report FINE PRINT: Checking Account Statement MOVE: Types of Employment CALCULATE: Impact of Credit Score on Loans What are the top 3 types of products/services Gen Z is most likely to splurge on? CREATE: Personalized Productive Gap Year Plan When the Mean is Nice FINE PRINT: Financial Aid Package COMPARE: Which Repayment Option is Best? What source of funding is used most often to start new businesses? CALCULATE: The Cost of Auto Loans What percent of students receive scholarships or grants for college? What is the average credit card debt held by Gen Z? ANALYZE: A FAFSA Submission Summary PLAY: Types of Car Insurance How much does a texting while driving ticket increase auto insurance premiums? Which savings strategy is most effective? PLAY: Budget Frenzy! RESEARCH: Credit Protections What percent of new businesses are still operating after 10 years? MOVE: Let's Make a Mutual Fund PLAY: Organize Budget Expenses Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" How much more likely is a business to launch if the founder creates a business plan? CALCULATE: Debt Avalanche v. Debt Snowball INTERACTIVE: Living Paycheck to Paycheck PLAY: Roll with the Market MOVE: Credit Musical Chairs ANALYZE: Dollar Cost Averaging COMPARE: Types of Savings Accounts What percent of Americans with credit card debt have carried a balance for over 1 year? MOVE: Your Tax Dollar in Action RESEARCH: Professional Certifications If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? CALCULATE: The Math Behind Your Federal Taxes PLAY: It Costs HOW Much? You Just Gotta Habit! CALCULATE: How Much House Can You Afford? INTERACTIVE: Compounding Cat Insanity

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Investing and Exponential Change AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Linear Growth Patterns AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Growth Factor and Investments AMPLIFY: Chance Experiments AMPLIFY: Create a Histogram AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Systems of Two Linear Equations AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Credit Dot Plots AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Real World Linear Inequalities AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Linear Equations in Standard Form AMPLIFY: Exponential Growth in Circles AMPLIFY: Exponential Regression in Investing AMPLIFY: Card Sort: Linear Systems AMPLIFY: OLS Regression and College Costs AMPLIFY: Writing Equations in Standard Form AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Point Collector: Lines AMPLIFY: Growth of Savings vs Investments AMPLIFY: Complex Systems of Inequalities AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Writing and Graphing a System of Linear Equations