Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

What source of funding is used most often to start new businesses? RESEARCH: Credit Protections PLAY: Roll with the Market ANALYZE: A FAFSA Submission Summary CALCULATE: The Math Behind Your Federal Taxes What percent of Americans with credit card debt have carried a balance for over 1 year? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Credit Musical Chairs How much more likely is a business to launch if the founder creates a business plan? What's the average credit score needed to rent an apartment? INTERACTIVE: Compounding Cat Insanity COMPARE: Which Repayment Option is Best? CALCULATE: The Cost of Auto Loans INTERACTIVE: Invest with STAX! FINE PRINT: Schumer Box PROJECT: Credit Protections - You Be the Teacher PLAY: Organize Budget Expenses MOVE: Let's Make a Mutual Fund CALCULATE: How Much House Can You Afford? ANALYZE: Dollar Cost Averaging What percent of new businesses are still operating after 10 years? RESEARCH: Professional Certifications You Just Gotta Habit! MOVE: Types of Employment Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" INTERACTIVE: Online Bank Simulator INTERACTIVE: Bummer! What is the average credit card debt held by Gen Z? PLAY: The Bean Game PLAY: Types of Car Insurance PLAY: Budget Frenzy! MOVE: Inflation Over Time CALCULATE: Debt Avalanche v. Debt Snowball When the Mean is Nice MOVE: Your Tax Dollar in Action MOVE: What Determines Your Insurance Premium? ANALYZE: Household Debt and Credit Report FINE PRINT: Financial Aid Package MOVE: Up and Down with Credit Scores COMPARE: Types of Savings Accounts CREATE: Personalized Productive Gap Year Plan Which savings strategy is most effective? CALCULATE: Return on Your College Investment What are the top 3 types of products/services Gen Z is most likely to splurge on? INTERACTIVE: Living Paycheck to Paycheck Do consumers send more money on Venmo or spend more money on Amazon? FINE PRINT: Checking Account Statement What percent of students receive scholarships or grants for college? PLAY: It Costs HOW Much? How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: Impact of Credit Score on Loans ANALYZE: Inequalities in Investing

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Systems of Two Linear Equations AMPLIFY: Card Sort: Linear Systems AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Credit Dot Plots AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Point Collector: Lines AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Chance Experiments AMPLIFY: Exponential Regression in Investing AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Exponential vs Linear Patterns AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Investing and Exponential Change AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Linear Equations in Standard Form AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Complex Systems of Inequalities AMPLIFY: Exponential Growth in Circles AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Growth of Savings vs Investments AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Create a Histogram AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Real World Linear Inequalities AMPLIFY: Writing Equations in Standard Form AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Growth Factor and Investments AMPLIFY: Linear Growth Patterns AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Linear Equations from Checking Word Problems