Financial Algebra Course

financial algebra course logo

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

ANALYZE: Household Debt and Credit Report CREATE: Personalized Productive Gap Year Plan Which savings strategy is most effective? How much does a texting while driving ticket increase auto insurance premiums? What are the top 3 types of products/services Gen Z is most likely to splurge on? What source of funding is used most often to start new businesses? Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Your Tax Dollar in Action What's the average credit score needed to rent an apartment? FINE PRINT: Checking Account Statement PLAY: It Costs HOW Much? COMPARE: Which Repayment Plan Fits Your Income? You Just Gotta Habit! ANALYZE: A FAFSA Submission Summary RESEARCH: Professional Certifications If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? INTERACTIVE: Invest with STAX! When the Mean is Nice INTERACTIVE: Online Bank Simulator What percent of students receive scholarships or grants for college? PLAY: Roll with the Market PLAY: Budget Frenzy! CALCULATE: Impact of Credit Score on Loans MOVE: Credit Musical Chairs MOVE: What Determines Your Insurance Premium? PLAY: The Bean Game ANALYZE: Overdraft Fees Do consumers send more money through Zelle or spend more money on Amazon? ANALYZE: Inequalities in Investing ANALYZE: Dollar Cost Averaging INTERACTIVE: Living Paycheck to Paycheck What is the average credit card debt held by Gen Z? What percent of new businesses are still operating after 10 years? What percent of Americans with credit card debt have carried a balance for over 1 year? INTERACTIVE: Compounding Cat Insanity FINE PRINT: Schumer Box CALCULATE: The Math Behind Your Federal Taxes MOVE: Inflation Over Time INTERACTIVE: Bummer! PLAY: Types of Car Insurance CALCULATE: Return on Your College Investment RESEARCH: Credit Protections COMPARE: Types of Health Insurance Plans PROJECT: Credit Protections - You Be the Teacher FINE PRINT: Financial Aid Package COMPARE: Types of Savings Accounts MOVE: Types of Employment MOVE: Let's Make a Mutual Fund CALCULATE: The Cost of Auto Loans PLAY: Organize Budget Expenses MOVE: Up and Down with Credit Scores How much more likely is a business to launch if the founder creates a business plan? CALCULATE: How Much House Can You Afford?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Investing and Exponential Change AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Card Sort: Linear Systems AMPLIFY: Growth of Savings vs Investments AMPLIFY: Growth Factor and Investments AMPLIFY: Chance Experiments AMPLIFY: Credit Dot Plots AMPLIFY: Linear Growth Patterns AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Create a Histogram AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: OLS Regression and College Costs AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Complex Systems of Inequalities AMPLIFY: Exponential Regression in Investing AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Real World Linear Inequalities AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Exponential Growth in Circles AMPLIFY: Prize Wheel Puzzle AMPLIFY: Linear Equations in Standard Form AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Point Collector: Lines AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Writing Equations in Standard Form AMPLIFY: Systems of Two Linear Equations