Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

CREATE: Personalized Productive Gap Year Plan ANALYZE: Dollar Cost Averaging MOVE: What Determines Your Insurance Premium? PLAY: Organize Budget Expenses CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Online Bank Simulator COMPARE: Types of Savings Accounts If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? COMPARE: Which Repayment Option is Best? INTERACTIVE: Living Paycheck to Paycheck ANALYZE: A FAFSA Submission Summary What percent of Americans with credit card debt have carried a balance for over 1 year? CALCULATE: The Cost of Auto Loans ANALYZE: Household Debt and Credit Report MOVE: Inflation Over Time What percent of new businesses are still operating after 10 years? What percent of students receive scholarships or grants for college? RESEARCH: Credit Protections ANALYZE: Inequalities in Investing PLAY: Roll with the Market Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Types of Employment You Just Gotta Habit! How much does a texting while driving ticket increase auto insurance premiums? RESEARCH: Professional Certifications What are the top 3 types of products/services Gen Z is most likely to splurge on? FINE PRINT: Checking Account Statement What is the average credit card debt held by Gen Z? MOVE: Credit Musical Chairs CALCULATE: The Math Behind Your Federal Taxes PLAY: Budget Frenzy! PROJECT: Credit Protections - You Be the Teacher How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Compounding Cat Insanity MOVE: Up and Down with Credit Scores PLAY: The Bean Game MOVE: Your Tax Dollar in Action CALCULATE: Debt Avalanche v. Debt Snowball FINE PRINT: Financial Aid Package INTERACTIVE: Invest with STAX! Do consumers send more money on Venmo or spend more money on Amazon? PLAY: It Costs HOW Much? What's the average credit score needed to rent an apartment? FINE PRINT: Schumer Box PLAY: Types of Car Insurance When the Mean is Nice Which savings strategy is most effective? INTERACTIVE: Bummer! CALCULATE: Return on Your College Investment MOVE: Let's Make a Mutual Fund What source of funding is used most often to start new businesses? CALCULATE: How Much House Can You Afford?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Exponential Growth in Circles AMPLIFY: Growth of Savings vs Investments AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Complex Systems of Inequalities AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Card Sort: Linear Systems AMPLIFY: Create a Histogram AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Point Collector: Lines AMPLIFY: Chance Experiments AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Linear Equations in Standard Form AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Writing Equations in Standard Form AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Exponential Regression in Investing AMPLIFY: Real World Linear Inequalities AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Linear Growth Patterns AMPLIFY: Investing and Exponential Change AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Credit Dot Plots AMPLIFY: Growth Factor and Investments AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Prize Wheel Puzzle AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: OLS Regression and College Costs AMPLIFY: Systems of Two Linear Equations