Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

COMPARE: Types of Savings Accounts MOVE: Your Tax Dollar in Action PLAY: Budget Frenzy! How much more likely is a business to launch if the founder creates a business plan? What is the average credit card debt held by Gen Z? PLAY: It Costs HOW Much? CALCULATE: The Cost of Auto Loans What percent of Americans with credit card debt have carried a balance for over 1 year? ANALYZE: A FAFSA Submission Summary INTERACTIVE: Compounding Cat Insanity INTERACTIVE: Living Paycheck to Paycheck FINE PRINT: Financial Aid Package MOVE: What Determines Your Insurance Premium? MOVE: Inflation Over Time What are the top 3 types of products/services Gen Z is most likely to splurge on? CREATE: Personalized Productive Gap Year Plan RESEARCH: Credit Protections What source of funding is used most often to start new businesses? What's the average credit score needed to rent an apartment? INTERACTIVE: Invest with STAX! ANALYZE: Inequalities in Investing What percent of students receive scholarships or grants for college? When the Mean is Nice What percent of new businesses are still operating after 10 years? Which savings strategy is most effective? ANALYZE: Dollar Cost Averaging How much does a texting while driving ticket increase auto insurance premiums? RESEARCH: Professional Certifications CALCULATE: The Math Behind Your Federal Taxes CALCULATE: Impact of Credit Score on Loans Do consumers send more money on Venmo or spend more money on Amazon? PLAY: Types of Car Insurance PLAY: The Bean Game CALCULATE: Debt Avalanche v. Debt Snowball If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? CALCULATE: How Much House Can You Afford? FINE PRINT: Schumer Box Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PROJECT: Credit Protections - You Be the Teacher COMPARE: Which Repayment Option is Best? MOVE: Up and Down with Credit Scores MOVE: Types of Employment MOVE: Let's Make a Mutual Fund FINE PRINT: Checking Account Statement You Just Gotta Habit! MOVE: Credit Musical Chairs INTERACTIVE: Bummer! PLAY: Roll with the Market CALCULATE: Return on Your College Investment INTERACTIVE: Online Bank Simulator PLAY: Organize Budget Expenses ANALYZE: Household Debt and Credit Report

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Linear Growth Patterns AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Writing Equations in Standard Form AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Real World Linear Inequalities AMPLIFY: OLS Regression and College Costs AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Exponential Growth in Circles AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Growth of Savings vs Investments AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Investing and Exponential Change AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Linear Systems AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Create a Histogram AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Systems of Two Linear Equations AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Prize Wheel Puzzle AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Growth Factor and Investments AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Credit Dot Plots AMPLIFY: Complex Systems of Inequalities AMPLIFY: Point Collector: Lines AMPLIFY: Chance Experiments AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Exponential Regression in Investing AMPLIFY: Linear Equations in Standard Form AMPLIFY: Card Sort: Conditional Probability