Financial Algebra Course

financial algebra course logo

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

ANALYZE: Inequalities in Investing PLAY: Roll with the Market PLAY: It Costs HOW Much? ANALYZE: Household Debt and Credit Report How much more likely is a business to launch if the founder creates a business plan? RESEARCH: Professional Certifications How much does a texting while driving ticket increase auto insurance premiums? What's the average credit score needed to rent an apartment? FINE PRINT: Financial Aid Package Do consumers send more money through Zelle or spend more money on Amazon? ANALYZE: Overdraft Fees MOVE: Credit Musical Chairs You Just Gotta Habit! FINE PRINT: Schumer Box When the Mean is Nice COMPARE: Types of Health Insurance Plans INTERACTIVE: Bummer! What percent of new businesses are still operating after 10 years? INTERACTIVE: Invest with STAX! PLAY: Budget Frenzy! CALCULATE: Debt Avalanche v. Debt Snowball PLAY: Organize Budget Expenses MOVE: Your Tax Dollar in Action INTERACTIVE: Compounding Cat Insanity CALCULATE: The Cost of Auto Loans CREATE: Personalized Productive Gap Year Plan ANALYZE: A FAFSA Submission Summary CALCULATE: Return on Your College Investment FINE PRINT: Checking Account Statement Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" CALCULATE: The Math Behind Your Federal Taxes RESEARCH: Credit Protections What is the average credit card debt held by Gen Z? PLAY: The Bean Game MOVE: What Determines Your Insurance Premium? What source of funding is used most often to start new businesses? ANALYZE: Dollar Cost Averaging What are the top 3 types of products/services Gen Z is most likely to splurge on? PROJECT: Credit Protections - You Be the Teacher If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? INTERACTIVE: Living Paycheck to Paycheck CALCULATE: How Much House Can You Afford? MOVE: Let's Make a Mutual Fund What percent of Americans with credit card debt have carried a balance for over 1 year? MOVE: Inflation Over Time MOVE: Types of Employment CALCULATE: Impact of Credit Score on Loans COMPARE: Types of Savings Accounts What percent of students receive scholarships or grants for college? COMPARE: Which Repayment Plan Fits Your Income? PLAY: Types of Car Insurance MOVE: Up and Down with Credit Scores INTERACTIVE: Online Bank Simulator Which savings strategy is most effective?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: OLS Regression and College Costs AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Growth of Savings vs Investments AMPLIFY: Prize Wheel Puzzle AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Linear Systems AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Growth Factor and Investments AMPLIFY: Real World Linear Inequalities AMPLIFY: Linear Equations in Standard Form AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Writing Equations in Standard Form AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Create a Histogram AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Credit Dot Plots AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Investing and Exponential Change AMPLIFY: Exponential Growth in Circles AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Exponential Regression in Investing AMPLIFY: Complex Systems of Inequalities AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Point Collector: Lines AMPLIFY: Chance Experiments AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Linear Growth Patterns AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Systems of Two Linear Equations AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Future Value of a Periodic Investment