Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Types of Employment Which savings strategy is most effective? CALCULATE: Return on Your College Investment INTERACTIVE: Living Paycheck to Paycheck INTERACTIVE: Bummer! PLAY: Budget Frenzy! ANALYZE: Overdraft Fees What percent of students receive scholarships or grants for college? RESEARCH: Credit Protections ANALYZE: Inequalities in Investing You Just Gotta Habit! FINE PRINT: Financial Aid Package What is the average credit card debt held by Gen Z? COMPARE: Types of Health Insurance Plans INTERACTIVE: Compounding Cat Insanity MOVE: Up and Down with Credit Scores If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? ANALYZE: A FAFSA Submission Summary How much more likely is a business to launch if the founder creates a business plan? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Let's Make a Mutual Fund ANALYZE: Dollar Cost Averaging How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Online Bank Simulator PROJECT: Credit Protections - You Be the Teacher MOVE: Credit Musical Chairs ANALYZE: Household Debt and Credit Report INTERACTIVE: Invest with STAX! COMPARE: Types of Savings Accounts CREATE: Personalized Productive Gap Year Plan What percent of Americans with credit card debt have carried a balance for over 1 year? FINE PRINT: Schumer Box FINE PRINT: Checking Account Statement CALCULATE: Impact of Credit Score on Loans What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: It Costs HOW Much? What percent of new businesses are still operating after 10 years? RESEARCH: Professional Certifications CALCULATE: How Much House Can You Afford? CALCULATE: The Cost of Auto Loans CALCULATE: The Math Behind Your Federal Taxes PLAY: Organize Budget Expenses MOVE: What Determines Your Insurance Premium? What's the average credit score needed to rent an apartment? PLAY: The Bean Game MOVE: Inflation Over Time When the Mean is Nice COMPARE: Which Repayment Plan Fits Your Income? MOVE: Your Tax Dollar in Action What source of funding is used most often to start new businesses? PLAY: Types of Car Insurance PLAY: Roll with the Market

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Complex Systems of Inequalities AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Create a Histogram AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Point Collector: Lines AMPLIFY: Exponential Growth in Circles AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Writing Equations in Standard Form AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Linear Growth Patterns AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Card Sort: Linear Systems AMPLIFY: Investing and Exponential Change AMPLIFY: Exponential Regression in Investing AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Growth Factor and Investments AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Real World Linear Inequalities AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Growth of Savings vs Investments AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Linear Equations in Standard Form AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Card Sort: Conditional Probability AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Credit Dot Plots AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Exponential vs Linear Patterns AMPLIFY: OLS Regression and College Costs AMPLIFY: Chance Experiments AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Systems of Two Linear Equations