Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

MOVE: Your Tax Dollar in Action What percent of Americans with credit card debt have carried a balance for over 1 year? What percent of new businesses are still operating after 10 years? What percent of students receive scholarships or grants for college? PLAY: It Costs HOW Much? PLAY: Types of Car Insurance CALCULATE: The Math Behind Your Federal Taxes FINE PRINT: Checking Account Statement INTERACTIVE: Living Paycheck to Paycheck PLAY: Roll with the Market INTERACTIVE: Bummer! MOVE: Up and Down with Credit Scores ANALYZE: Household Debt and Credit Report CREATE: Personalized Productive Gap Year Plan CALCULATE: Return on Your College Investment INTERACTIVE: Online Bank Simulator INTERACTIVE: Compounding Cat Insanity PLAY: The Bean Game What source of funding is used most often to start new businesses? ANALYZE: Inequalities in Investing ANALYZE: A FAFSA Submission Summary How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: How Much House Can You Afford? COMPARE: Which Repayment Plan Fits Your Income? COMPARE: Types of Health Insurance Plans What's the average credit score needed to rent an apartment? CALCULATE: Impact of Credit Score on Loans RESEARCH: Credit Protections MOVE: Types of Employment When the Mean is Nice RESEARCH: Professional Certifications PROJECT: Credit Protections - You Be the Teacher If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? MOVE: Inflation Over Time COMPARE: Types of Savings Accounts PLAY: Organize Budget Expenses You Just Gotta Habit! MOVE: Credit Musical Chairs Which savings strategy is most effective? Do consumers send more money through Zelle or spend more money on Amazon? INTERACTIVE: Invest with STAX! How much more likely is a business to launch if the founder creates a business plan? CALCULATE: Debt Avalanche v. Debt Snowball MOVE: What Determines Your Insurance Premium? MOVE: Let's Make a Mutual Fund What is the average credit card debt held by Gen Z? PLAY: Budget Frenzy! Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" FINE PRINT: Schumer Box ANALYZE: Overdraft Fees FINE PRINT: Financial Aid Package CALCULATE: The Cost of Auto Loans What are the top 3 types of products/services Gen Z is most likely to splurge on? ANALYZE: Dollar Cost Averaging

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Linear Equations in Standard Form AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Writing Equations in Standard Form AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Real World Linear Inequalities AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: OLS Regression and College Costs AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Investing and Exponential Change AMPLIFY: Complex Systems of Inequalities AMPLIFY: Graphs of Piecewise Functions AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Growth of Savings vs Investments AMPLIFY: Chance Experiments AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Prize Wheel Puzzle AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Growth Factor and Investments AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Credit Dot Plots AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Point Collector: Lines AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Create a Histogram AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Linear Systems AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Linear Growth Patterns AMPLIFY: Exponential Growth in Circles AMPLIFY: Exponential Regression in Investing AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Systems of Two Linear Equations