Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

MOVE: Let's Make a Mutual Fund What percent of new businesses are still operating after 10 years? What do cardholders fear most when using a credit card? What percent of Americans who have credit card debt won't be able to pay it off within a year? ANALYZE: A FAFSA Submission Summary INTERACTIVE: Invest with STAX! What are the top 3 types of products/services Gen Z is most likely to splurge on? INTERACTIVE: Compounding Cat Insanity PLAY: Roll with the Market PLAY: Organize Budget Expenses RESEARCH: Fair Credit Reporting Act When the Mean is Nice PLAY: It Costs HOW Much? CALCULATE: Debt Avalanche v. Debt Snowball What percent of students receive scholarships or grants for college? FINE PRINT: Financial Aid Package INTERACTIVE: Online Bank Simulator ANALYZE: Household Debt and Credit Report MOVE: Your Tax Dollar in Action CALCULATE: Return on Your College Investment How much more likely is a business to launch if the founder creates a business plan? PLAY: Types of Car Insurance MOVE: Types of Employment Which savings strategy is most effective? FINE PRINT: Checking Account Statement ANALYZE: Dollar Cost Averaging in Action How much does a texting while driving ticket increase auto insurance premiums? MOVE: Credit Musical Chairs MOVE: Up and Down with Credit Scores RESEARCH: Credit Protections PLAY: Budget Frenzy! Do consumers send more money on Venmo or spend more money on Amazon? INTERACTIVE: Living Paycheck to Paycheck RESEARCH: Professional Certifications MOVE: What Determines Your Insurance Premium? What source of funding is used most often to start new businesses? INTERACTIVE: Bummer! CREATE: Personalized Productive Gap Year Plan COMPARE: Types of Savings Accounts What's the average credit score needed to rent an apartment? COMPARE: Auto Loans If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? COMPARE: Which Repayment Option is Best? ANALYZE: Inequalities in Investing CALCULATE: Impact of Credit Score on Loans Just Gotta Habit FINE PRINT: Schumer Box CALCULATE: Your Federal Taxes Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: The Bean Game

DESMOS ACTIVITIES

DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Linear Growth Patterns DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Exponential vs Linear Patterns DESMOS: Growth Factor and Investments DESMOS: Create a Histogram DESMOS: Exponential Growth in Circles DESMOS: Systems of Two Linear Equations DESMOS: Exponential Regression in Investing DESMOS: Point Collector: Lines DESMOS: Card Sort: Four Views of a Function DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Chance Experiments DESMOS: Card Sort: Conditional Probability DESMOS: Credit Dot Plots DESMOS: Exploring State and Local Tax Rates DESMOS: Writing Linear Equations and Checking DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: OLS Regression and College Costs DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Card Sort: Independent and Dependent Events DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Prize Wheel Puzzle DESMOS: Growth of Savings vs Investments DESMOS: Linear Equations from Checking Word Problems DESMOS: Card Sort: Sampling Methods DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Polygraph: Guess the Distribution DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Complex Systems of Inequalities DESMOS: College Sticker Price and ACT Scores DESMOS: Real World Linear Inequalities DESMOS: Graphs of Piecewise Functions DESMOS: Future Value of a Periodic Investment DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Investing and Exponential Change DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Comparing the Cost of Different Student Loans DESMOS: Linear Equations in Standard Form DESMOS: Card Sort: Linear Systems DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Writing Equations in Standard Form DESMOS: Marbleslides: Exploring Exponentials