Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

CALCULATE: Debt Avalanche v. Debt Snowball PLAY: Roll with the Market Which savings strategy is most effective? What percent of Americans with credit card debt have carried a balance for over 1 year? What percent of new businesses are still operating after 10 years? PLAY: Organize Budget Expenses PLAY: The Bean Game What percent of students receive scholarships or grants for college? FINE PRINT: Schumer Box PROJECT: Credit Protections - You Be the Teacher INTERACTIVE: Bummer! PLAY: Budget Frenzy! Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Credit Musical Chairs CALCULATE: Return on Your College Investment ANALYZE: Dollar Cost Averaging How much more likely is a business to launch if the founder creates a business plan? CREATE: Personalized Productive Gap Year Plan MOVE: Your Tax Dollar in Action What source of funding is used most often to start new businesses? CALCULATE: Impact of Credit Score on Loans CALCULATE: The Cost of Auto Loans MOVE: Types of Employment ANALYZE: Inequalities in Investing If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? CALCULATE: The Math Behind Your Federal Taxes PLAY: Types of Car Insurance MOVE: What Determines Your Insurance Premium? CALCULATE: How Much House Can You Afford? INTERACTIVE: Invest with STAX! INTERACTIVE: Online Bank Simulator MOVE: Inflation Over Time What's the average credit score needed to rent an apartment? COMPARE: Types of Savings Accounts What are the top 3 types of products/services Gen Z is most likely to splurge on? How much does a texting while driving ticket increase auto insurance premiums? ANALYZE: A FAFSA Submission Summary RESEARCH: Credit Protections When the Mean is Nice INTERACTIVE: Living Paycheck to Paycheck PLAY: It Costs HOW Much? INTERACTIVE: Compounding Cat Insanity FINE PRINT: Financial Aid Package Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Let's Make a Mutual Fund FINE PRINT: Checking Account Statement MOVE: Up and Down with Credit Scores You Just Gotta Habit! RESEARCH: Professional Certifications COMPARE: Which Repayment Option is Best? ANALYZE: Household Debt and Credit Report What is the average credit card debt held by Gen Z?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Investing and Exponential Change AMPLIFY: Growth of Savings vs Investments AMPLIFY: Linear Equations in Standard Form AMPLIFY: Exponential Growth in Circles AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Point Collector: Lines AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Exponential Regression in Investing AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Linear Growth Patterns AMPLIFY: Systems of Two Linear Equations AMPLIFY: Growth Factor and Investments AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Complex Systems of Inequalities AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Create a Histogram AMPLIFY: Real World Linear Inequalities AMPLIFY: Chance Experiments AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Prize Wheel Puzzle AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Credit Dot Plots AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: OLS Regression and College Costs AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Card Sort: Linear Systems AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Writing Equations in Standard Form