Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

PLAY: Budget Frenzy! INTERACTIVE: Living Paycheck to Paycheck How much more likely is a business to launch if the founder creates a business plan? COMPARE: Types of Health Insurance Plans What is the average credit card debt held by Gen Z? MOVE: Types of Employment COMPARE: Types of Savings Accounts What's the average credit score needed to rent an apartment? CALCULATE: Debt Avalanche v. Debt Snowball If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? RESEARCH: Credit Protections PLAY: Roll with the Market ANALYZE: Dollar Cost Averaging PLAY: The Bean Game CALCULATE: Return on Your College Investment Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" INTERACTIVE: Bummer! ANALYZE: Household Debt and Credit Report MOVE: Inflation Over Time What percent of Americans with credit card debt have carried a balance for over 1 year? MOVE: What Determines Your Insurance Premium? Which savings strategy is most effective? MOVE: Credit Musical Chairs What source of funding is used most often to start new businesses? You Just Gotta Habit! CALCULATE: The Math Behind Your Federal Taxes CALCULATE: The Cost of Auto Loans INTERACTIVE: Invest with STAX! CALCULATE: Impact of Credit Score on Loans RESEARCH: Professional Certifications COMPARE: Which Repayment Plan Fits Your Income? ANALYZE: A FAFSA Submission Summary What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: How Much House Can You Afford? What percent of students receive scholarships or grants for college? MOVE: Your Tax Dollar in Action PLAY: It Costs HOW Much? ANALYZE: Inequalities in Investing MOVE: Let's Make a Mutual Fund PLAY: Organize Budget Expenses PROJECT: Credit Protections - You Be the Teacher FINE PRINT: Financial Aid Package PLAY: Types of Car Insurance MOVE: Up and Down with Credit Scores What percent of new businesses are still operating after 10 years? CREATE: Personalized Productive Gap Year Plan How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Compounding Cat Insanity INTERACTIVE: Online Bank Simulator When the Mean is Nice FINE PRINT: Schumer Box Do consumers send more money through Zelle or spend more money on Amazon? ANALYZE: Overdraft Fees FINE PRINT: Checking Account Statement

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Writing Equations in Standard Form AMPLIFY: OLS Regression and College Costs AMPLIFY: Real World Linear Inequalities AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Systems of Two Linear Equations AMPLIFY: Credit Dot Plots AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Create a Histogram AMPLIFY: Card Sort: Linear Systems AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Complex Systems of Inequalities AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Investing and Exponential Change AMPLIFY: Exponential Regression in Investing AMPLIFY: Growth Factor and Investments AMPLIFY: Prize Wheel Puzzle AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Exponential Growth in Circles AMPLIFY: Growth of Savings vs Investments AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Point Collector: Lines AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Chance Experiments AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Linear Growth Patterns AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Linear Equations in Standard Form AMPLIFY: Histograms and Box Plots of Housing Costs