Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

What are the top 3 types of products/services Gen Z is most likely to splurge on? What percent of students receive scholarships or grants for college? CALCULATE: How Much House Can You Afford? PLAY: Budget Frenzy! How much does a texting while driving ticket increase auto insurance premiums? How much more likely is a business to launch if the founder creates a business plan? PLAY: Types of Car Insurance MOVE: Inflation Over Time INTERACTIVE: Invest with STAX! ANALYZE: A FAFSA Submission Summary CALCULATE: The Cost of Auto Loans CALCULATE: Return on Your College Investment ANALYZE: Household Debt and Credit Report FINE PRINT: Checking Account Statement What percent of new businesses are still operating after 10 years? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What source of funding is used most often to start new businesses? What's the average credit score needed to rent an apartment? PLAY: Roll with the Market RESEARCH: Professional Certifications PLAY: The Bean Game ANALYZE: Inequalities in Investing CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: The Math Behind Your Federal Taxes MOVE: Up and Down with Credit Scores ANALYZE: Dollar Cost Averaging What is the average credit card debt held by Gen Z? INTERACTIVE: Living Paycheck to Paycheck PLAY: Organize Budget Expenses Which savings strategy is most effective? CALCULATE: Impact of Credit Score on Loans MOVE: Credit Musical Chairs What percent of Americans with credit card debt have carried a balance for over 1 year? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" INTERACTIVE: Online Bank Simulator COMPARE: Types of Savings Accounts You Just Gotta Habit! RESEARCH: Credit Protections PLAY: It Costs HOW Much? CREATE: Personalized Productive Gap Year Plan MOVE: Types of Employment FINE PRINT: Schumer Box MOVE: Your Tax Dollar in Action INTERACTIVE: Bummer! MOVE: What Determines Your Insurance Premium? Do consumers send more money on Venmo or spend more money on Amazon? COMPARE: Which Repayment Option is Best? PROJECT: Credit Protections - You Be the Teacher MOVE: Let's Make a Mutual Fund FINE PRINT: Financial Aid Package INTERACTIVE: Compounding Cat Insanity When the Mean is Nice

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Linear Systems AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Complex Systems of Inequalities AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Credit Dot Plots AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Growth Factor and Investments AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Real World Linear Inequalities AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Writing Equations in Standard Form AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Linear Growth Patterns AMPLIFY: Growth of Savings vs Investments AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Systems of Two Linear Equations AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Prize Wheel Puzzle AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Investing and Exponential Change AMPLIFY: Exponential vs Linear Patterns AMPLIFY: OLS Regression and College Costs AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Chance Experiments AMPLIFY: Linear Equations in Standard Form AMPLIFY: Create a Histogram AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Card Sort: Conditional Probability AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Point Collector: Lines AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Exponential Growth in Circles AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Exponential Regression in Investing AMPLIFY: Card Sort: Linear Equations in Standard Form