Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

What's the average credit score needed to rent an apartment? Which savings strategy is most effective? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" You Just Gotta Habit! COMPARE: Which Repayment Option is Best? PLAY: Roll with the Market What are the top 3 types of products/services Gen Z is most likely to splurge on? CREATE: Personalized Productive Gap Year Plan What percent of new businesses are still operating after 10 years? CALCULATE: Return on Your College Investment PLAY: It Costs HOW Much? INTERACTIVE: Invest with STAX! What percent of students receive scholarships or grants for college? How much more likely is a business to launch if the founder creates a business plan? PLAY: The Bean Game FINE PRINT: Checking Account Statement FINE PRINT: Financial Aid Package INTERACTIVE: Compounding Cat Insanity MOVE: Inflation Over Time CALCULATE: Debt Avalanche v. Debt Snowball INTERACTIVE: Bummer! Do consumers send more money on Venmo or spend more money on Amazon? ANALYZE: Household Debt and Credit Report CALCULATE: Impact of Credit Score on Loans PROJECT: Credit Protections - You Be the Teacher FINE PRINT: Schumer Box RESEARCH: Credit Protections What source of funding is used most often to start new businesses? PLAY: Types of Car Insurance How much does a texting while driving ticket increase auto insurance premiums? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? When the Mean is Nice PLAY: Organize Budget Expenses INTERACTIVE: Online Bank Simulator CALCULATE: How Much House Can You Afford? PLAY: Budget Frenzy! ANALYZE: A FAFSA Submission Summary MOVE: Up and Down with Credit Scores MOVE: Let's Make a Mutual Fund CALCULATE: The Math Behind Your Federal Taxes RESEARCH: Professional Certifications INTERACTIVE: Living Paycheck to Paycheck MOVE: Your Tax Dollar in Action MOVE: What Determines Your Insurance Premium? ANALYZE: Inequalities in Investing COMPARE: Types of Savings Accounts What is the average credit card debt held by Gen Z? What percent of Americans with credit card debt have carried a balance for over 1 year? CALCULATE: The Cost of Auto Loans ANALYZE: Dollar Cost Averaging MOVE: Types of Employment MOVE: Credit Musical Chairs

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Systems of Two Linear Equations AMPLIFY: Exponential Growth in Circles AMPLIFY: Point Collector: Lines AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Sampling Methods AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Chance Experiments AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Writing Linear Equations and Checking AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Linear Growth Patterns AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Exponential Regression in Investing AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Create a Histogram AMPLIFY: Growth of Savings vs Investments AMPLIFY: Investing and Exponential Change AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Complex Systems of Inequalities AMPLIFY: Writing Equations in Standard Form AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Prize Wheel Puzzle AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Credit Dot Plots AMPLIFY: Linear Equations in Standard Form AMPLIFY: Growth Factor and Investments AMPLIFY: Real World Linear Inequalities AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Card Sort: Linear Systems AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Comparing the Cost of Different Student Loans