Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

What percent of Americans with credit card debt have carried a balance for over 1 year? How much does a texting while driving ticket increase auto insurance premiums? PLAY: The Bean Game CALCULATE: The Math Behind Your Federal Taxes When the Mean is Nice COMPARE: Which Repayment Option is Best? ANALYZE: Dollar Cost Averaging PLAY: Roll with the Market MOVE: Credit Musical Chairs Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Inflation Over Time MOVE: Your Tax Dollar in Action If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? How much more likely is a business to launch if the founder creates a business plan? MOVE: What Determines Your Insurance Premium? MOVE: Types of Employment INTERACTIVE: Compounding Cat Insanity INTERACTIVE: Online Bank Simulator MOVE: Up and Down with Credit Scores RESEARCH: Credit Protections What percent of students receive scholarships or grants for college? RESEARCH: Professional Certifications MOVE: Let's Make a Mutual Fund ANALYZE: Inequalities in Investing What percent of new businesses are still operating after 10 years? PLAY: It Costs HOW Much? INTERACTIVE: Living Paycheck to Paycheck FINE PRINT: Financial Aid Package PLAY: Budget Frenzy! FINE PRINT: Schumer Box FINE PRINT: Checking Account Statement CALCULATE: Impact of Credit Score on Loans What's the average credit score needed to rent an apartment? Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: Return on Your College Investment ANALYZE: Household Debt and Credit Report What is the average credit card debt held by Gen Z? PLAY: Types of Car Insurance ANALYZE: A FAFSA Submission Summary INTERACTIVE: Bummer! CALCULATE: Debt Avalanche v. Debt Snowball COMPARE: Types of Savings Accounts You Just Gotta Habit! PROJECT: Credit Protections - You Be the Teacher What source of funding is used most often to start new businesses? Which savings strategy is most effective? What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: How Much House Can You Afford? PLAY: Organize Budget Expenses INTERACTIVE: Invest with STAX! CREATE: Personalized Productive Gap Year Plan CALCULATE: The Cost of Auto Loans

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Create a Histogram AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Investing and Exponential Change AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Growth of Savings vs Investments AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Credit Dot Plots AMPLIFY: Chance Experiments AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Linear Equations in Standard Form AMPLIFY: Linear Growth Patterns AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Growth Factor and Investments AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Point Collector: Lines AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Writing Equations in Standard Form AMPLIFY: Systems of Two Linear Equations AMPLIFY: Exponential Growth in Circles AMPLIFY: Exponential Regression in Investing AMPLIFY: Real World Linear Inequalities AMPLIFY: Card Sort: Linear Systems AMPLIFY: Prize Wheel Puzzle AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Complex Systems of Inequalities AMPLIFY: OLS Regression and College Costs AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: The Impact of Investing Fees on Exponential Growth