Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

What are the top 3 types of products/services Gen Z is most likely to splurge on? FINE PRINT: Checking Account Statement Which savings strategy is most effective? PLAY: It Costs HOW Much? MOVE: Types of Employment MOVE: Inflation Over Time ANALYZE: Overdraft Fees INTERACTIVE: Invest with STAX! What source of funding is used most often to start new businesses? ANALYZE: A FAFSA Submission Summary ANALYZE: Dollar Cost Averaging PLAY: Roll with the Market RESEARCH: Credit Protections PLAY: Types of Car Insurance INTERACTIVE: Living Paycheck to Paycheck COMPARE: Types of Health Insurance Plans CALCULATE: Impact of Credit Score on Loans What's the average credit score needed to rent an apartment? FINE PRINT: Schumer Box If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? MOVE: Credit Musical Chairs MOVE: Let's Make a Mutual Fund Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" INTERACTIVE: Online Bank Simulator COMPARE: Which Repayment Plan Fits Your Income? MOVE: Your Tax Dollar in Action You Just Gotta Habit! CALCULATE: The Math Behind Your Federal Taxes What percent of new businesses are still operating after 10 years? ANALYZE: Household Debt and Credit Report FINE PRINT: Financial Aid Package CALCULATE: Debt Avalanche v. Debt Snowball How much does a texting while driving ticket increase auto insurance premiums? RESEARCH: Professional Certifications INTERACTIVE: Compounding Cat Insanity MOVE: What Determines Your Insurance Premium? CALCULATE: How Much House Can You Afford? PROJECT: Credit Protections - You Be the Teacher MOVE: Up and Down with Credit Scores What percent of Americans with credit card debt have carried a balance for over 1 year? What percent of students receive scholarships or grants for college? Do consumers send more money through Zelle or spend more money on Amazon? CALCULATE: Return on Your College Investment What is the average credit card debt held by Gen Z? CALCULATE: The Cost of Auto Loans When the Mean is Nice PLAY: Budget Frenzy! How much more likely is a business to launch if the founder creates a business plan? PLAY: The Bean Game INTERACTIVE: Bummer! ANALYZE: Inequalities in Investing PLAY: Organize Budget Expenses CREATE: Personalized Productive Gap Year Plan COMPARE: Types of Savings Accounts

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Card Sort: Linear Systems AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Real World Linear Inequalities AMPLIFY: Systems of Two Linear Equations AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Investing and Exponential Change AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Exponential Growth in Circles AMPLIFY: OLS Regression and College Costs AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Credit Dot Plots AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Growth Factor and Investments AMPLIFY: Writing Equations in Standard Form AMPLIFY: Linear Equations in Standard Form AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Chance Experiments AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Prize Wheel Puzzle AMPLIFY: Growth of Savings vs Investments AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Create a Histogram AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Complex Systems of Inequalities AMPLIFY: Exponential Regression in Investing AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Linear Growth Patterns AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Point Collector: Lines AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Linear Equations from Checking Word Problems