Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

MOVE: Inflation Over Time FINE PRINT: Financial Aid Package Which savings strategy is most effective? PLAY: The Bean Game What is the average credit card debt held by Gen Z? What percent of students receive scholarships or grants for college? You Just Gotta Habit! PROJECT: Credit Protections - You Be the Teacher FINE PRINT: Schumer Box Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What's the average credit score needed to rent an apartment? MOVE: Let's Make a Mutual Fund What source of funding is used most often to start new businesses? MOVE: Credit Musical Chairs FINE PRINT: Checking Account Statement How much does a texting while driving ticket increase auto insurance premiums? When the Mean is Nice ANALYZE: Household Debt and Credit Report What percent of Americans with credit card debt have carried a balance for over 1 year? MOVE: Your Tax Dollar in Action INTERACTIVE: Bummer! CALCULATE: The Math Behind Your Federal Taxes INTERACTIVE: Invest with STAX! Do consumers send more money on Venmo or spend more money on Amazon? PLAY: Organize Budget Expenses CALCULATE: Return on Your College Investment CALCULATE: The Cost of Auto Loans COMPARE: Which Repayment Option is Best? MOVE: What Determines Your Insurance Premium? What percent of new businesses are still operating after 10 years? PLAY: Types of Car Insurance CREATE: Personalized Productive Gap Year Plan MOVE: Up and Down with Credit Scores INTERACTIVE: Online Bank Simulator PLAY: Roll with the Market ANALYZE: A FAFSA Submission Summary RESEARCH: Professional Certifications PLAY: Budget Frenzy! MOVE: Types of Employment PLAY: It Costs HOW Much? CALCULATE: How Much House Can You Afford? INTERACTIVE: Living Paycheck to Paycheck RESEARCH: Credit Protections How much more likely is a business to launch if the founder creates a business plan? ANALYZE: Inequalities in Investing INTERACTIVE: Compounding Cat Insanity ANALYZE: Dollar Cost Averaging CALCULATE: Impact of Credit Score on Loans COMPARE: Types of Savings Accounts If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? CALCULATE: Debt Avalanche v. Debt Snowball What are the top 3 types of products/services Gen Z is most likely to splurge on?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Linear Equations in Standard Form AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Exponential Growth in Circles AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Linear Growth Patterns AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Real World Linear Inequalities AMPLIFY: Exponential Regression in Investing AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Card Sort: Linear Systems AMPLIFY: Complex Systems of Inequalities AMPLIFY: Create a Histogram AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Investing and Exponential Change AMPLIFY: Card Sort: Conditional Probability AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Prize Wheel Puzzle AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Credit Dot Plots AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Writing Equations in Standard Form AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Point Collector: Lines AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: OLS Regression and College Costs AMPLIFY: Systems of Two Linear Equations AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Growth Factor and Investments AMPLIFY: Chance Experiments AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Growth of Savings vs Investments