Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

PLAY: The Bean Game ANALYZE: Inequalities in Investing CREATE: Personalized Productive Gap Year Plan ANALYZE: Dollar Cost Averaging What percent of new businesses are still operating after 10 years? PROJECT: Credit Protections - You Be the Teacher FINE PRINT: Financial Aid Package INTERACTIVE: Online Bank Simulator ANALYZE: A FAFSA Submission Summary What source of funding is used most often to start new businesses? COMPARE: Types of Savings Accounts RESEARCH: Professional Certifications MOVE: Inflation Over Time How much more likely is a business to launch if the founder creates a business plan? What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Credit Musical Chairs COMPARE: Which Repayment Option is Best? What is the average credit card debt held by Gen Z? PLAY: Budget Frenzy! MOVE: Your Tax Dollar in Action CALCULATE: Return on Your College Investment CALCULATE: The Math Behind Your Federal Taxes What's the average credit score needed to rent an apartment? ANALYZE: Household Debt and Credit Report You Just Gotta Habit! CALCULATE: The Cost of Auto Loans MOVE: Let's Make a Mutual Fund Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: Debt Avalanche v. Debt Snowball PLAY: Organize Budget Expenses INTERACTIVE: Invest with STAX! INTERACTIVE: Living Paycheck to Paycheck FINE PRINT: Schumer Box CALCULATE: Impact of Credit Score on Loans PLAY: It Costs HOW Much? INTERACTIVE: Bummer! MOVE: What Determines Your Insurance Premium? MOVE: Types of Employment Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" Which savings strategy is most effective? PLAY: Types of Car Insurance FINE PRINT: Checking Account Statement What percent of students receive scholarships or grants for college? PLAY: Roll with the Market If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Compounding Cat Insanity CALCULATE: How Much House Can You Afford? RESEARCH: Credit Protections What percent of Americans with credit card debt have carried a balance for over 1 year? MOVE: Up and Down with Credit Scores When the Mean is Nice

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Complex Systems of Inequalities AMPLIFY: Card Sort: Conditional Probability AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Exponential Regression in Investing AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Growth of Savings vs Investments AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Investing and Exponential Change AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Growth Factor and Investments AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Create a Histogram AMPLIFY: Writing Equations in Standard Form AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Systems of Two Linear Equations AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Credit Dot Plots AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Real World Linear Inequalities AMPLIFY: Card Sort: Linear Systems AMPLIFY: Chance Experiments AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Prize Wheel Puzzle AMPLIFY: Point Collector: Lines AMPLIFY: OLS Regression and College Costs AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Linear Equations in Standard Form AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Linear Growth Patterns AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Exponential Growth in Circles