Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

MOVE: Types of Employment MOVE: Your Tax Dollar in Action ANALYZE: Overdraft Fees INTERACTIVE: Bummer! How much does a texting while driving ticket increase auto insurance premiums? What percent of Americans with credit card debt have carried a balance for over 1 year? CALCULATE: How Much House Can You Afford? PLAY: Budget Frenzy! INTERACTIVE: Online Bank Simulator MOVE: Credit Musical Chairs Which savings strategy is most effective? ANALYZE: Inequalities in Investing CALCULATE: Impact of Credit Score on Loans MOVE: Inflation Over Time ANALYZE: Dollar Cost Averaging Do consumers send more money on Venmo or spend more money on Amazon? You Just Gotta Habit! FINE PRINT: Financial Aid Package PLAY: The Bean Game What is the average credit card debt held by Gen Z? How much more likely is a business to launch if the founder creates a business plan? MOVE: Let's Make a Mutual Fund PLAY: Types of Car Insurance ANALYZE: Household Debt and Credit Report CALCULATE: Return on Your College Investment PLAY: Roll with the Market CREATE: Personalized Productive Gap Year Plan CALCULATE: The Cost of Auto Loans INTERACTIVE: Invest with STAX! CALCULATE: The Math Behind Your Federal Taxes Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" COMPARE: Which Repayment Option is Best? What percent of new businesses are still operating after 10 years? PLAY: It Costs HOW Much? MOVE: Up and Down with Credit Scores INTERACTIVE: Compounding Cat Insanity What source of funding is used most often to start new businesses? FINE PRINT: Schumer Box If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Living Paycheck to Paycheck PROJECT: Credit Protections - You Be the Teacher When the Mean is Nice RESEARCH: Credit Protections PLAY: Organize Budget Expenses What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: Debt Avalanche v. Debt Snowball What percent of students receive scholarships or grants for college? FINE PRINT: Checking Account Statement COMPARE: Types of Health Insurance Plans COMPARE: Types of Savings Accounts What's the average credit score needed to rent an apartment? MOVE: What Determines Your Insurance Premium? RESEARCH: Professional Certifications ANALYZE: A FAFSA Submission Summary

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Growth of Savings vs Investments AMPLIFY: Systems of Two Linear Equations AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Investing and Exponential Change AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Point Collector: Lines AMPLIFY: Complex Systems of Inequalities AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Card Sort: Linear Systems AMPLIFY: OLS Regression and College Costs AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Exponential Growth in Circles AMPLIFY: Growth Factor and Investments AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Chance Experiments AMPLIFY: Prize Wheel Puzzle AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Linear Growth Patterns AMPLIFY: Graphs of Piecewise Functions AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Credit Dot Plots AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Exponential Regression in Investing AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Create a Histogram AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Real World Linear Inequalities AMPLIFY: Linear Equations in Standard Form AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Writing Equations in Standard Form AMPLIFY: Writing Linear Equations and Checking