Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

MOVE: Credit Musical Chairs CREATE: Personalized Productive Gap Year Plan What percent of new businesses are still operating after 10 years? FINE PRINT: Checking Account Statement MOVE: Inflation Over Time CALCULATE: Return on Your College Investment PLAY: Types of Car Insurance PLAY: It Costs HOW Much? MOVE: Let's Make a Mutual Fund MOVE: Up and Down with Credit Scores What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: The Math Behind Your Federal Taxes When the Mean is Nice PLAY: Roll with the Market CALCULATE: The Cost of Auto Loans ANALYZE: A FAFSA Submission Summary COMPARE: Which Repayment Option is Best? FINE PRINT: Financial Aid Package MOVE: What Determines Your Insurance Premium? INTERACTIVE: Online Bank Simulator PROJECT: Credit Protections - You Be the Teacher PLAY: The Bean Game INTERACTIVE: Bummer! CALCULATE: Debt Avalanche v. Debt Snowball If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? How much more likely is a business to launch if the founder creates a business plan? CALCULATE: Impact of Credit Score on Loans What source of funding is used most often to start new businesses? RESEARCH: Professional Certifications COMPARE: Types of Savings Accounts MOVE: Types of Employment PLAY: Organize Budget Expenses INTERACTIVE: Compounding Cat Insanity How much does a texting while driving ticket increase auto insurance premiums? FINE PRINT: Schumer Box PLAY: Budget Frenzy! ANALYZE: Dollar Cost Averaging Do consumers send more money on Venmo or spend more money on Amazon? ANALYZE: Inequalities in Investing MOVE: Your Tax Dollar in Action CALCULATE: How Much House Can You Afford? ANALYZE: Household Debt and Credit Report What's the average credit score needed to rent an apartment? What percent of Americans with credit card debt have carried a balance for over 1 year? You Just Gotta Habit! What is the average credit card debt held by Gen Z? What percent of students receive scholarships or grants for college? INTERACTIVE: Invest with STAX! RESEARCH: Credit Protections Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" Which savings strategy is most effective? INTERACTIVE: Living Paycheck to Paycheck

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Growth Factor and Investments AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Exponential Regression in Investing AMPLIFY: Credit Dot Plots AMPLIFY: Linear Growth Patterns AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Chance Experiments AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Systems of Two Linear Equations AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Prize Wheel Puzzle AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: OLS Regression and College Costs AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Growth of Savings vs Investments AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Writing Equations in Standard Form AMPLIFY: Card Sort: Linear Systems AMPLIFY: Exponential Growth in Circles AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Conditional Probability AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Linear Equations in Standard Form AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Point Collector: Lines AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Create a Histogram AMPLIFY: Investing and Exponential Change AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Complex Systems of Inequalities AMPLIFY: Real World Linear Inequalities AMPLIFY: Linear Equations from Checking Word Problems