Financial Algebra Course

financial algebra course logo

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

CALCULATE: The Cost of Auto Loans ANALYZE: Inequalities in Investing ANALYZE: A FAFSA Submission Summary INTERACTIVE: Invest with STAX! FINE PRINT: Financial Aid Package CALCULATE: Impact of Credit Score on Loans COMPARE: Which Repayment Plan Fits Your Income? PLAY: Roll with the Market COMPARE: Types of Savings Accounts What percent of Americans with credit card debt have carried a balance for over 1 year? If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? CALCULATE: How Much House Can You Afford? CALCULATE: The Math Behind Your Federal Taxes PLAY: It Costs HOW Much? When the Mean is Nice Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" MOVE: Let's Make a Mutual Fund PLAY: Types of Car Insurance CALCULATE: Return on Your College Investment Which savings strategy is most effective? MOVE: Your Tax Dollar in Action MOVE: Inflation Over Time You Just Gotta Habit! How much does a texting while driving ticket increase auto insurance premiums? MOVE: Up and Down with Credit Scores What percent of new businesses are still operating after 10 years? ANALYZE: Household Debt and Credit Report ANALYZE: Dollar Cost Averaging CALCULATE: Debt Avalanche v. Debt Snowball What percent of students receive scholarships or grants for college? Do consumers send more money through Zelle or spend more money on Amazon? PROJECT: Credit Protections - You Be the Teacher What are the top 3 types of products/services Gen Z is most likely to splurge on? RESEARCH: Credit Protections What is the average credit card debt held by Gen Z? MOVE: Types of Employment What source of funding is used most often to start new businesses? RESEARCH: Professional Certifications INTERACTIVE: Online Bank Simulator What's the average credit score needed to rent an apartment? PLAY: Organize Budget Expenses COMPARE: Types of Health Insurance Plans INTERACTIVE: Bummer! PLAY: Budget Frenzy! INTERACTIVE: Living Paycheck to Paycheck INTERACTIVE: Compounding Cat Insanity ANALYZE: Overdraft Fees FINE PRINT: Schumer Box PLAY: The Bean Game FINE PRINT: Checking Account Statement MOVE: Credit Musical Chairs CREATE: Personalized Productive Gap Year Plan How much more likely is a business to launch if the founder creates a business plan? MOVE: What Determines Your Insurance Premium?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Chance Experiments AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Card Sort: Linear Systems AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Growth of Savings vs Investments AMPLIFY: Credit Dot Plots AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Exponential Growth in Circles AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Investing and Exponential Change AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Growth Factor and Investments AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Complex Systems of Inequalities AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Writing Equations in Standard Form AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Point Collector: Lines AMPLIFY: OLS Regression and College Costs AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Linear Growth Patterns AMPLIFY: Real World Linear Inequalities AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Linear Equations in Standard Form AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Systems of Two Linear Equations AMPLIFY: Exponential Regression in Investing AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Create a Histogram AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Prize Wheel Puzzle