Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

PLAY: Organize Budget Expenses If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? Which savings strategy is most effective? RESEARCH: Professional Certifications COMPARE: Types of Savings Accounts MOVE: Your Tax Dollar in Action INTERACTIVE: Bummer! CALCULATE: Impact of Credit Score on Loans ANALYZE: Household Debt and Credit Report You Just Gotta Habit! MOVE: Up and Down with Credit Scores INTERACTIVE: Compounding Cat Insanity MOVE: Let's Make a Mutual Fund PLAY: Types of Car Insurance MOVE: Credit Musical Chairs COMPARE: Which Repayment Option is Best? ANALYZE: A FAFSA Submission Summary INTERACTIVE: Living Paycheck to Paycheck ANALYZE: Inequalities in Investing INTERACTIVE: Online Bank Simulator What percent of Americans with credit card debt have carried a balance for over 1 year? What source of funding is used most often to start new businesses? CALCULATE: Debt Avalanche v. Debt Snowball What percent of students receive scholarships or grants for college? CREATE: Personalized Productive Gap Year Plan How much more likely is a business to launch if the founder creates a business plan? FINE PRINT: Checking Account Statement CALCULATE: How Much House Can You Afford? PROJECT: Credit Protections - You Be the Teacher CALCULATE: The Math Behind Your Federal Taxes Do consumers send more money on Venmo or spend more money on Amazon? PLAY: Roll with the Market Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What percent of new businesses are still operating after 10 years? When the Mean is Nice What is the average credit card debt held by Gen Z? MOVE: Inflation Over Time PLAY: Budget Frenzy! FINE PRINT: Financial Aid Package MOVE: What Determines Your Insurance Premium? PLAY: It Costs HOW Much? FINE PRINT: Schumer Box CALCULATE: Return on Your College Investment INTERACTIVE: Invest with STAX! MOVE: Types of Employment CALCULATE: The Cost of Auto Loans PLAY: The Bean Game RESEARCH: Credit Protections How much does a texting while driving ticket increase auto insurance premiums? What's the average credit score needed to rent an apartment? What are the top 3 types of products/services Gen Z is most likely to splurge on? ANALYZE: Dollar Cost Averaging

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Investing and Exponential Change AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Exponential Regression in Investing AMPLIFY: Chance Experiments AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Systems of Two Linear Equations AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Linear Growth Patterns AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Complex Systems of Inequalities AMPLIFY: Real World Linear Inequalities AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Point Collector: Lines AMPLIFY: Writing Equations in Standard Form AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: OLS Regression and College Costs AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Growth of Savings vs Investments AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Exponential Growth in Circles AMPLIFY: Create a Histogram AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Writing Linear Equations and Checking AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Growth Factor and Investments AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Prize Wheel Puzzle AMPLIFY: Linear Equations in Standard Form AMPLIFY: Card Sort: Linear Systems AMPLIFY: Credit Dot Plots AMPLIFY: Card Sort: Linear Equations in Standard Form