Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

RESEARCH: Professional Certifications PLAY: Budget Frenzy! Which savings strategy is most effective? How much does a texting while driving ticket increase auto insurance premiums? PLAY: It Costs HOW Much? MOVE: Credit Musical Chairs MOVE: Inflation Over Time What is the average credit card debt held by Gen Z? What source of funding is used most often to start new businesses? FINE PRINT: Financial Aid Package How much more likely is a business to launch if the founder creates a business plan? When the Mean is Nice INTERACTIVE: Compounding Cat Insanity RESEARCH: Credit Protections CALCULATE: Debt Avalanche v. Debt Snowball ANALYZE: Dollar Cost Averaging Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: What Determines Your Insurance Premium? CALCULATE: How Much House Can You Afford? PLAY: Organize Budget Expenses ANALYZE: A FAFSA Submission Summary ANALYZE: Inequalities in Investing INTERACTIVE: Bummer! You Just Gotta Habit! CALCULATE: The Math Behind Your Federal Taxes What are the top 3 types of products/services Gen Z is most likely to splurge on? What percent of new businesses are still operating after 10 years? COMPARE: Which Repayment Option is Best? What percent of students receive scholarships or grants for college? MOVE: Types of Employment PROJECT: Credit Protections - You Be the Teacher COMPARE: Types of Savings Accounts If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: Types of Car Insurance CALCULATE: The Cost of Auto Loans What percent of Americans with credit card debt have carried a balance for over 1 year? Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: Return on Your College Investment PLAY: Roll with the Market MOVE: Up and Down with Credit Scores PLAY: The Bean Game FINE PRINT: Checking Account Statement ANALYZE: Household Debt and Credit Report MOVE: Your Tax Dollar in Action CALCULATE: Impact of Credit Score on Loans What's the average credit score needed to rent an apartment? FINE PRINT: Schumer Box INTERACTIVE: Invest with STAX! MOVE: Let's Make a Mutual Fund INTERACTIVE: Online Bank Simulator INTERACTIVE: Living Paycheck to Paycheck CREATE: Personalized Productive Gap Year Plan

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Complex Systems of Inequalities AMPLIFY: Prize Wheel Puzzle AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Linear Growth Patterns AMPLIFY: Exponential Growth in Circles AMPLIFY: Growth of Savings vs Investments AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Create a Histogram AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Linear Equations in Standard Form AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Growth Factor and Investments AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Exponential Regression in Investing AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Point Collector: Lines AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Writing Equations in Standard Form AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: OLS Regression and College Costs AMPLIFY: Chance Experiments AMPLIFY: Real World Linear Inequalities AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Investing and Exponential Change AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Credit Dot Plots AMPLIFY: Systems of Two Linear Equations AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Card Sort: Linear Systems AMPLIFY: Piecewise Functions: FICA Tax Rates