Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

MOVE: What Determines Your Insurance Premium? INTERACTIVE: Living Paycheck to Paycheck PLAY: Types of Car Insurance FINE PRINT: Checking Account Statement What percent of new businesses are still operating after 10 years? What is the average credit card debt held by Gen Z? INTERACTIVE: Invest with STAX! How much does a texting while driving ticket increase auto insurance premiums? PLAY: The Bean Game When the Mean is Nice MOVE: Let's Make a Mutual Fund MOVE: Types of Employment Do consumers send more money through Zelle or spend more money on Amazon? CALCULATE: Impact of Credit Score on Loans How much more likely is a business to launch if the founder creates a business plan? CREATE: Personalized Productive Gap Year Plan ANALYZE: Overdraft Fees MOVE: Your Tax Dollar in Action PLAY: Budget Frenzy! MOVE: Credit Musical Chairs PLAY: It Costs HOW Much? If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? FINE PRINT: Schumer Box FINE PRINT: Financial Aid Package You Just Gotta Habit! What percent of Americans with credit card debt have carried a balance for over 1 year? ANALYZE: Inequalities in Investing What are the top 3 types of products/services Gen Z is most likely to splurge on? What source of funding is used most often to start new businesses? INTERACTIVE: Compounding Cat Insanity COMPARE: Types of Health Insurance Plans What percent of students receive scholarships or grants for college? INTERACTIVE: Online Bank Simulator COMPARE: Types of Savings Accounts Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" INTERACTIVE: Bummer! PLAY: Roll with the Market COMPARE: Which Repayment Plan Fits Your Income? PROJECT: Credit Protections - You Be the Teacher What's the average credit score needed to rent an apartment? CALCULATE: The Math Behind Your Federal Taxes CALCULATE: The Cost of Auto Loans CALCULATE: Return on Your College Investment RESEARCH: Professional Certifications CALCULATE: How Much House Can You Afford? MOVE: Up and Down with Credit Scores ANALYZE: A FAFSA Submission Summary MOVE: Inflation Over Time ANALYZE: Household Debt and Credit Report Which savings strategy is most effective? ANALYZE: Dollar Cost Averaging PLAY: Organize Budget Expenses CALCULATE: Debt Avalanche v. Debt Snowball RESEARCH: Credit Protections

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Card Sort: Linear Systems AMPLIFY: Systems of Two Linear Equations AMPLIFY: Linear Equations in Standard Form AMPLIFY: Growth Factor and Investments AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Create a Histogram AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Credit Dot Plots AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Investing and Exponential Change AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Real World Linear Inequalities AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Exponential Regression in Investing AMPLIFY: Exponential Growth in Circles AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Prize Wheel Puzzle AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Writing Linear Equations and Checking AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: OLS Regression and College Costs AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Chance Experiments AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Linear Growth Patterns AMPLIFY: Growth of Savings vs Investments AMPLIFY: Writing Equations in Standard Form AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Complex Systems of Inequalities AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Point Collector: Lines