Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

CREATE: Personalized Productive Gap Year Plan CALCULATE: The Cost of Auto Loans MOVE: Inflation Over Time You Just Gotta Habit! PLAY: Budget Frenzy! CALCULATE: How Much House Can You Afford? Which savings strategy is most effective? PLAY: It Costs HOW Much? What source of funding is used most often to start new businesses? What percent of new businesses are still operating after 10 years? CALCULATE: Return on Your College Investment MOVE: Your Tax Dollar in Action MOVE: What Determines Your Insurance Premium? RESEARCH: Professional Certifications CALCULATE: Debt Avalanche v. Debt Snowball PLAY: The Bean Game How much does a texting while driving ticket increase auto insurance premiums? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Up and Down with Credit Scores MOVE: Let's Make a Mutual Fund ANALYZE: Household Debt and Credit Report INTERACTIVE: Online Bank Simulator When the Mean is Nice ANALYZE: Dollar Cost Averaging FINE PRINT: Checking Account Statement MOVE: Credit Musical Chairs FINE PRINT: Financial Aid Package RESEARCH: Credit Protections COMPARE: Types of Savings Accounts PROJECT: Credit Protections - You Be the Teacher MOVE: Types of Employment What's the average credit score needed to rent an apartment? INTERACTIVE: Bummer! PLAY: Types of Car Insurance What are the top 3 types of products/services Gen Z is most likely to splurge on? INTERACTIVE: Compounding Cat Insanity PLAY: Roll with the Market CALCULATE: Impact of Credit Score on Loans ANALYZE: Inequalities in Investing INTERACTIVE: Invest with STAX! INTERACTIVE: Living Paycheck to Paycheck How much more likely is a business to launch if the founder creates a business plan? ANALYZE: A FAFSA Submission Summary PLAY: Organize Budget Expenses COMPARE: Which Repayment Option is Best? What is the average credit card debt held by Gen Z? FINE PRINT: Schumer Box What percent of students receive scholarships or grants for college? CALCULATE: The Math Behind Your Federal Taxes Do consumers send more money on Venmo or spend more money on Amazon? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What percent of Americans who have credit card debt won't be able to pay it off within a year?

DESMOS ACTIVITIES

DESMOS: Linear Growth Patterns DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Card Sort: Independent and Dependent Events DESMOS: Exponential Regression in Investing DESMOS: Complex Systems of Inequalities DESMOS: Exploring State and Local Tax Rates DESMOS: Future Value of a Periodic Investment DESMOS: Card Sort: Four Views of a Function DESMOS: Chance Experiments DESMOS: OLS Regression and College Costs DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Writing Linear Equations and Checking DESMOS: Exponential vs Linear Patterns DESMOS: Card Sort: Conditional Probability DESMOS: Polygraph: Guess the Distribution DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Growth Factor and Investments DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Card Sort: Sampling Methods DESMOS: Graphs of Piecewise Functions DESMOS: Writing Equations in Standard Form DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Real World Linear Inequalities DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Card Sort: Linear Systems DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Comparing the Cost of Different Student Loans DESMOS: Exponential Growth in Circles DESMOS: Credit Dot Plots DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Create a Histogram DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Linear Equations in Standard Form DESMOS: College Sticker Price and ACT Scores DESMOS: Marbleslides: Exploring Exponentials DESMOS: Investing and Exponential Change DESMOS: Prize Wheel Puzzle DESMOS: Point Collector: Lines DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Systems of Two Linear Equations DESMOS: Growth of Savings vs Investments DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Linear Equations from Checking Word Problems