Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

You Just Gotta Habit! What percent of students receive scholarships or grants for college? RESEARCH: Credit Protections FINE PRINT: Schumer Box INTERACTIVE: Bummer! FINE PRINT: Financial Aid Package Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" COMPARE: Types of Savings Accounts PLAY: Organize Budget Expenses Do consumers send more money through Zelle or spend more money on Amazon? INTERACTIVE: Living Paycheck to Paycheck MOVE: What Determines Your Insurance Premium? RESEARCH: Professional Certifications PLAY: The Bean Game MOVE: Types of Employment CALCULATE: Return on Your College Investment MOVE: Credit Musical Chairs PLAY: Roll with the Market PLAY: Types of Car Insurance MOVE: Let's Make a Mutual Fund INTERACTIVE: Invest with STAX! INTERACTIVE: Compounding Cat Insanity ANALYZE: Inequalities in Investing CALCULATE: The Math Behind Your Federal Taxes CALCULATE: The Cost of Auto Loans What source of funding is used most often to start new businesses? How much more likely is a business to launch if the founder creates a business plan? FINE PRINT: Checking Account Statement What's the average credit score needed to rent an apartment? MOVE: Your Tax Dollar in Action COMPARE: Types of Health Insurance Plans PLAY: It Costs HOW Much? ANALYZE: A FAFSA Submission Summary INTERACTIVE: Online Bank Simulator MOVE: Up and Down with Credit Scores What is the average credit card debt held by Gen Z? CALCULATE: Impact of Credit Score on Loans CALCULATE: How Much House Can You Afford? Which savings strategy is most effective? PLAY: Budget Frenzy! What percent of Americans with credit card debt have carried a balance for over 1 year? COMPARE: Which Repayment Plan Fits Your Income? When the Mean is Nice CREATE: Personalized Productive Gap Year Plan ANALYZE: Household Debt and Credit Report CALCULATE: Debt Avalanche v. Debt Snowball ANALYZE: Overdraft Fees If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? ANALYZE: Dollar Cost Averaging How much does a texting while driving ticket increase auto insurance premiums? What percent of new businesses are still operating after 10 years? PROJECT: Credit Protections - You Be the Teacher What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Inflation Over Time

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Exponential Regression in Investing AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Exponential Growth in Circles AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Writing Equations in Standard Form AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Investing and Exponential Change AMPLIFY: Create a Histogram AMPLIFY: Real World Linear Inequalities AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Linear Equations in Standard Form AMPLIFY: Card Sort: Linear Systems AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Prize Wheel Puzzle AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Point Collector: Lines AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Credit Dot Plots AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Chance Experiments AMPLIFY: Growth Factor and Investments AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Growth of Savings vs Investments AMPLIFY: Complex Systems of Inequalities AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Systems of Two Linear Equations AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: OLS Regression and College Costs AMPLIFY: Linear Growth Patterns AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Exponential vs Linear Patterns