Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

What percent of Americans with credit card debt have carried a balance for over 1 year? CREATE: Personalized Productive Gap Year Plan FINE PRINT: Schumer Box MOVE: What Determines Your Insurance Premium? INTERACTIVE: Living Paycheck to Paycheck COMPARE: Types of Savings Accounts COMPARE: Types of Health Insurance Plans What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: The Math Behind Your Federal Taxes MOVE: Credit Musical Chairs INTERACTIVE: Invest with STAX! PLAY: Organize Budget Expenses You Just Gotta Habit! When the Mean is Nice How much does a texting while driving ticket increase auto insurance premiums? ANALYZE: A FAFSA Submission Summary PLAY: Roll with the Market MOVE: Types of Employment ANALYZE: Inequalities in Investing CALCULATE: How Much House Can You Afford? What percent of new businesses are still operating after 10 years? CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Compounding Cat Insanity MOVE: Let's Make a Mutual Fund What's the average credit score needed to rent an apartment? If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? CALCULATE: The Cost of Auto Loans ANALYZE: Household Debt and Credit Report INTERACTIVE: Bummer! PLAY: It Costs HOW Much? ANALYZE: Overdraft Fees RESEARCH: Credit Protections What is the average credit card debt held by Gen Z? What source of funding is used most often to start new businesses? RESEARCH: Professional Certifications MOVE: Inflation Over Time MOVE: Up and Down with Credit Scores MOVE: Your Tax Dollar in Action PLAY: Types of Car Insurance ANALYZE: Dollar Cost Averaging CALCULATE: Debt Avalanche v. Debt Snowball INTERACTIVE: Online Bank Simulator PROJECT: Credit Protections - You Be the Teacher CALCULATE: Return on Your College Investment Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" FINE PRINT: Checking Account Statement How much more likely is a business to launch if the founder creates a business plan? PLAY: The Bean Game PLAY: Budget Frenzy! COMPARE: Which Repayment Plan Fits Your Income? Which savings strategy is most effective? FINE PRINT: Financial Aid Package What percent of students receive scholarships or grants for college? Do consumers send more money through Zelle or spend more money on Amazon?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Growth of Savings vs Investments AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Exponential Growth in Circles AMPLIFY: Writing Equations in Standard Form AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Real World Linear Inequalities AMPLIFY: Prize Wheel Puzzle AMPLIFY: Point Collector: Lines AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Linear Growth Patterns AMPLIFY: Create a Histogram AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Complex Systems of Inequalities AMPLIFY: Systems of Two Linear Equations AMPLIFY: Card Sort: Sampling Methods AMPLIFY: OLS Regression and College Costs AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Investing and Exponential Change AMPLIFY: Card Sort: Linear Systems AMPLIFY: Exponential Regression in Investing AMPLIFY: Chance Experiments AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Credit Dot Plots AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Growth Factor and Investments AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Linear Equations in Standard Form AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Card Sort: Conditional Probability