Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

What percent of Americans with credit card debt have carried a balance for over 1 year? INTERACTIVE: Compounding Cat Insanity CALCULATE: How Much House Can You Afford? RESEARCH: Credit Protections MOVE: Inflation Over Time PLAY: The Bean Game CALCULATE: Return on Your College Investment ANALYZE: Household Debt and Credit Report COMPARE: Which Repayment Option is Best? CALCULATE: The Cost of Auto Loans INTERACTIVE: Living Paycheck to Paycheck Do consumers send more money on Venmo or spend more money on Amazon? INTERACTIVE: Online Bank Simulator How much more likely is a business to launch if the founder creates a business plan? What's the average credit score needed to rent an apartment? You Just Gotta Habit! MOVE: Credit Musical Chairs FINE PRINT: Schumer Box MOVE: Let's Make a Mutual Fund PLAY: Budget Frenzy! Which savings strategy is most effective? What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Types of Employment When the Mean is Nice PLAY: Types of Car Insurance FINE PRINT: Financial Aid Package CALCULATE: Debt Avalanche v. Debt Snowball What is the average credit card debt held by Gen Z? ANALYZE: Dollar Cost Averaging PLAY: It Costs HOW Much? INTERACTIVE: Invest with STAX! MOVE: What Determines Your Insurance Premium? PLAY: Roll with the Market Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What percent of new businesses are still operating after 10 years? INTERACTIVE: Bummer! MOVE: Up and Down with Credit Scores COMPARE: Types of Savings Accounts FINE PRINT: Checking Account Statement What percent of students receive scholarships or grants for college? How much does a texting while driving ticket increase auto insurance premiums? PLAY: Organize Budget Expenses CREATE: Personalized Productive Gap Year Plan PROJECT: Credit Protections - You Be the Teacher If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? RESEARCH: Professional Certifications CALCULATE: Impact of Credit Score on Loans ANALYZE: Inequalities in Investing ANALYZE: A FAFSA Submission Summary MOVE: Your Tax Dollar in Action What source of funding is used most often to start new businesses? CALCULATE: The Math Behind Your Federal Taxes

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: OLS Regression and College Costs AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Credit Dot Plots AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Investing and Exponential Change AMPLIFY: Chance Experiments AMPLIFY: Card Sort: Linear Systems AMPLIFY: Create a Histogram AMPLIFY: Exponential vs Linear Patterns AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Exponential Regression in Investing AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Complex Systems of Inequalities AMPLIFY: Systems of Two Linear Equations AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Growth Factor and Investments AMPLIFY: Exponential Growth in Circles AMPLIFY: Writing Equations in Standard Form AMPLIFY: Growth of Savings vs Investments AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Point Collector: Lines AMPLIFY: Linear Growth Patterns AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Prize Wheel Puzzle AMPLIFY: Real World Linear Inequalities AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Linear Equations in Standard Form