Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

COMPARE: Which Repayment Option is Best? MOVE: Types of Employment PLAY: Roll with the Market You Just Gotta Habit! ANALYZE: Inequalities in Investing INTERACTIVE: Living Paycheck to Paycheck PLAY: Budget Frenzy! CREATE: Personalized Productive Gap Year Plan PLAY: Types of Car Insurance What are the top 3 types of products/services Gen Z is most likely to splurge on? FINE PRINT: Checking Account Statement What is the average credit card debt held by Gen Z? CALCULATE: The Cost of Auto Loans FINE PRINT: Financial Aid Package How much more likely is a business to launch if the founder creates a business plan? When the Mean is Nice ANALYZE: A FAFSA Submission Summary INTERACTIVE: Invest with STAX! PROJECT: Credit Protections - You Be the Teacher RESEARCH: Professional Certifications PLAY: It Costs HOW Much? MOVE: Credit Musical Chairs If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? CALCULATE: How Much House Can You Afford? CALCULATE: Return on Your College Investment MOVE: What Determines Your Insurance Premium? What source of funding is used most often to start new businesses? CALCULATE: The Math Behind Your Federal Taxes MOVE: Your Tax Dollar in Action What percent of Americans with credit card debt have carried a balance for over 1 year? COMPARE: Types of Savings Accounts CALCULATE: Debt Avalanche v. Debt Snowball INTERACTIVE: Bummer! Do consumers send more money on Venmo or spend more money on Amazon? PLAY: The Bean Game How much does a texting while driving ticket increase auto insurance premiums? ANALYZE: Dollar Cost Averaging Which savings strategy is most effective? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" ANALYZE: Household Debt and Credit Report INTERACTIVE: Online Bank Simulator RESEARCH: Credit Protections CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Compounding Cat Insanity What percent of students receive scholarships or grants for college? FINE PRINT: Schumer Box MOVE: Inflation Over Time PLAY: Organize Budget Expenses What percent of new businesses are still operating after 10 years? MOVE: Let's Make a Mutual Fund MOVE: Up and Down with Credit Scores What's the average credit score needed to rent an apartment?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Growth of Savings vs Investments AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Exponential Regression in Investing AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Exponential Growth in Circles AMPLIFY: Real World Linear Inequalities AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Linear Equations in Standard Form AMPLIFY: Growth Factor and Investments AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: OLS Regression and College Costs AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Systems of Two Linear Equations AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Writing Equations in Standard Form AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Linear Growth Patterns AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Complex Systems of Inequalities AMPLIFY: Point Collector: Lines AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Prize Wheel Puzzle AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Investing and Exponential Change AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Create a Histogram AMPLIFY: Chance Experiments AMPLIFY: Card Sort: Linear Systems AMPLIFY: Credit Dot Plots AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: The (Awesome) Coordinate Plane Activity