Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

INTERACTIVE: Online Bank Simulator PLAY: It Costs HOW Much? MOVE: Inflation Over Time PLAY: Types of Car Insurance FINE PRINT: Schumer Box INTERACTIVE: Invest with STAX! MOVE: Up and Down with Credit Scores CALCULATE: Debt Avalanche v. Debt Snowball How much more likely is a business to launch if the founder creates a business plan? RESEARCH: Credit Protections What percent of students receive scholarships or grants for college? CALCULATE: How Much House Can You Afford? PROJECT: Credit Protections - You Be the Teacher ANALYZE: Inequalities in Investing PLAY: The Bean Game You Just Gotta Habit! If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? MOVE: What Determines Your Insurance Premium? Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" MOVE: Your Tax Dollar in Action What is the average credit card debt held by Gen Z? FINE PRINT: Checking Account Statement What percent of Americans with credit card debt have carried a balance for over 1 year? COMPARE: Types of Health Insurance Plans When the Mean is Nice PLAY: Budget Frenzy! RESEARCH: Professional Certifications What's the average credit score needed to rent an apartment? MOVE: Let's Make a Mutual Fund CALCULATE: Return on Your College Investment CALCULATE: The Cost of Auto Loans MOVE: Credit Musical Chairs INTERACTIVE: Compounding Cat Insanity ANALYZE: Dollar Cost Averaging Which savings strategy is most effective? INTERACTIVE: Bummer! What are the top 3 types of products/services Gen Z is most likely to splurge on? COMPARE: Which Repayment Plan Fits Your Income? FINE PRINT: Financial Aid Package ANALYZE: A FAFSA Submission Summary ANALYZE: Household Debt and Credit Report PLAY: Roll with the Market CALCULATE: Impact of Credit Score on Loans CREATE: Personalized Productive Gap Year Plan PLAY: Organize Budget Expenses What percent of new businesses are still operating after 10 years? MOVE: Types of Employment What source of funding is used most often to start new businesses? CALCULATE: The Math Behind Your Federal Taxes Do consumers send more money through Zelle or spend more money on Amazon? COMPARE: Types of Savings Accounts How much does a texting while driving ticket increase auto insurance premiums? ANALYZE: Overdraft Fees INTERACTIVE: Living Paycheck to Paycheck

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Investing and Exponential Change AMPLIFY: Exponential Growth in Circles AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Writing Linear Equations and Checking AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Linear Growth Patterns AMPLIFY: Writing Equations in Standard Form AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Exponential Regression in Investing AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Credit Dot Plots AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Chance Experiments AMPLIFY: Growth of Savings vs Investments AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Growth Factor and Investments AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: OLS Regression and College Costs AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Complex Systems of Inequalities AMPLIFY: Real World Linear Inequalities AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Point Collector: Lines AMPLIFY: Systems of Two Linear Equations AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Create a Histogram AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Linear Equations in Standard Form AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Linear Systems