Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

ANALYZE: Inequalities in Investing CREATE: Personalized Productive Gap Year Plan COMPARE: Which Repayment Plan Fits Your Income? COMPARE: Types of Savings Accounts INTERACTIVE: Compounding Cat Insanity How much more likely is a business to launch if the founder creates a business plan? PLAY: The Bean Game When the Mean is Nice MOVE: Inflation Over Time INTERACTIVE: Invest with STAX! FINE PRINT: Financial Aid Package What source of funding is used most often to start new businesses? INTERACTIVE: Bummer! MOVE: What Determines Your Insurance Premium? INTERACTIVE: Online Bank Simulator You Just Gotta Habit! What are the top 3 types of products/services Gen Z is most likely to splurge on? What percent of Americans with credit card debt have carried a balance for over 1 year? FINE PRINT: Schumer Box COMPARE: Types of Health Insurance Plans What's the average credit score needed to rent an apartment? PLAY: It Costs HOW Much? How much does a texting while driving ticket increase auto insurance premiums? Which savings strategy is most effective? CALCULATE: Return on Your College Investment PLAY: Roll with the Market PLAY: Budget Frenzy! ANALYZE: A FAFSA Submission Summary PROJECT: Credit Protections - You Be the Teacher RESEARCH: Professional Certifications MOVE: Your Tax Dollar in Action RESEARCH: Credit Protections CALCULATE: The Math Behind Your Federal Taxes CALCULATE: Debt Avalanche v. Debt Snowball What percent of students receive scholarships or grants for college? If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? CALCULATE: How Much House Can You Afford? PLAY: Types of Car Insurance MOVE: Types of Employment What percent of new businesses are still operating after 10 years? CALCULATE: Impact of Credit Score on Loans Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" ANALYZE: Household Debt and Credit Report FINE PRINT: Checking Account Statement INTERACTIVE: Living Paycheck to Paycheck What is the average credit card debt held by Gen Z? MOVE: Up and Down with Credit Scores ANALYZE: Overdraft Fees MOVE: Let's Make a Mutual Fund PLAY: Organize Budget Expenses ANALYZE: Dollar Cost Averaging MOVE: Credit Musical Chairs Do consumers send more money through Zelle or spend more money on Amazon? CALCULATE: The Cost of Auto Loans

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Chance Experiments AMPLIFY: Create a Histogram AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Real World Linear Inequalities AMPLIFY: Investing and Exponential Change AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Exponential Regression in Investing AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Point Collector: Lines AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Growth of Savings vs Investments AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Complex Systems of Inequalities AMPLIFY: Linear Growth Patterns AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Systems of Two Linear Equations AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Growth Factor and Investments AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Credit Dot Plots AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Prize Wheel Puzzle AMPLIFY: OLS Regression and College Costs AMPLIFY: Linear Equations in Standard Form AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Card Sort: Linear Systems AMPLIFY: Writing Equations in Standard Form AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Exponential Growth in Circles AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: The (Awesome) Coordinate Plane Activity