Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

What's the average credit score needed to rent an apartment? FINE PRINT: Financial Aid Package MOVE: Let's Make a Mutual Fund ANALYZE: Inequalities in Investing CALCULATE: The Cost of Auto Loans PLAY: Organize Budget Expenses CALCULATE: How Much House Can You Afford? PLAY: It Costs HOW Much? INTERACTIVE: Living Paycheck to Paycheck ANALYZE: A FAFSA Submission Summary How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Invest with STAX! MOVE: What Determines Your Insurance Premium? PROJECT: Credit Protections - You Be the Teacher MOVE: Inflation Over Time What percent of Americans with credit card debt have carried a balance for over 1 year? RESEARCH: Credit Protections CREATE: Personalized Productive Gap Year Plan COMPARE: Types of Savings Accounts FINE PRINT: Checking Account Statement INTERACTIVE: Bummer! MOVE: Credit Musical Chairs What are the top 3 types of products/services Gen Z is most likely to splurge on? FINE PRINT: Schumer Box When the Mean is Nice PLAY: Types of Car Insurance MOVE: Up and Down with Credit Scores COMPARE: Types of Health Insurance Plans CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Online Bank Simulator CALCULATE: Return on Your College Investment What percent of new businesses are still operating after 10 years? CALCULATE: The Math Behind Your Federal Taxes MOVE: Types of Employment PLAY: The Bean Game CALCULATE: Debt Avalanche v. Debt Snowball ANALYZE: Dollar Cost Averaging PLAY: Roll with the Market Do consumers send more money through Zelle or spend more money on Amazon? RESEARCH: Professional Certifications Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" INTERACTIVE: Compounding Cat Insanity ANALYZE: Household Debt and Credit Report Which savings strategy is most effective? How much more likely is a business to launch if the founder creates a business plan? PLAY: Budget Frenzy! If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? What is the average credit card debt held by Gen Z? ANALYZE: Overdraft Fees MOVE: Your Tax Dollar in Action What source of funding is used most often to start new businesses? COMPARE: Which Repayment Plan Fits Your Income? You Just Gotta Habit! What percent of students receive scholarships or grants for college?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Growth Factor and Investments AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Real World Linear Inequalities AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Systems of Two Linear Equations AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Linear Growth Patterns AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Complex Systems of Inequalities AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Exponential Regression in Investing AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Create a Histogram AMPLIFY: Credit Dot Plots AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Point Collector: Lines AMPLIFY: Growth of Savings vs Investments AMPLIFY: OLS Regression and College Costs AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Investing and Exponential Change AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Linear Systems AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Linear Equations in Standard Form AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Writing Equations in Standard Form AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Chance Experiments AMPLIFY: Exponential Growth in Circles