Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

What percent of new businesses are still operating after 10 years? INTERACTIVE: Living Paycheck to Paycheck Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" COMPARE: Types of Health Insurance Plans ANALYZE: Inequalities in Investing CALCULATE: The Cost of Auto Loans When the Mean is Nice MOVE: Your Tax Dollar in Action ANALYZE: Overdraft Fees How much does a texting while driving ticket increase auto insurance premiums? ANALYZE: Dollar Cost Averaging CALCULATE: Debt Avalanche v. Debt Snowball You Just Gotta Habit! CALCULATE: Impact of Credit Score on Loans ANALYZE: A FAFSA Submission Summary ANALYZE: Household Debt and Credit Report What percent of students receive scholarships or grants for college? What is the average credit card debt held by Gen Z? CALCULATE: Return on Your College Investment PLAY: It Costs HOW Much? INTERACTIVE: Compounding Cat Insanity PLAY: Budget Frenzy! RESEARCH: Professional Certifications What percent of Americans with credit card debt have carried a balance for over 1 year? MOVE: Credit Musical Chairs MOVE: What Determines Your Insurance Premium? How much more likely is a business to launch if the founder creates a business plan? PROJECT: Credit Protections - You Be the Teacher PLAY: The Bean Game FINE PRINT: Financial Aid Package PLAY: Organize Budget Expenses Which savings strategy is most effective? FINE PRINT: Checking Account Statement COMPARE: Which Repayment Plan Fits Your Income? RESEARCH: Credit Protections MOVE: Let's Make a Mutual Fund If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? Do consumers send more money through Zelle or spend more money on Amazon? PLAY: Types of Car Insurance INTERACTIVE: Online Bank Simulator MOVE: Inflation Over Time MOVE: Types of Employment MOVE: Up and Down with Credit Scores PLAY: Roll with the Market FINE PRINT: Schumer Box INTERACTIVE: Bummer! COMPARE: Types of Savings Accounts What's the average credit score needed to rent an apartment? What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: How Much House Can You Afford? What source of funding is used most often to start new businesses? INTERACTIVE: Invest with STAX! CALCULATE: The Math Behind Your Federal Taxes CREATE: Personalized Productive Gap Year Plan

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Exponential Growth in Circles AMPLIFY: Growth Factor and Investments AMPLIFY: Growth of Savings vs Investments AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Complex Systems of Inequalities AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Chance Experiments AMPLIFY: OLS Regression and College Costs AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Card Sort: Linear Systems AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Writing Equations in Standard Form AMPLIFY: Linear Equations in Standard Form AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Credit Dot Plots AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Linear Growth Patterns AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Create a Histogram AMPLIFY: Investing and Exponential Change AMPLIFY: Card Sort: Sampling Methods AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Systems of Two Linear Equations AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Point Collector: Lines AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Real World Linear Inequalities AMPLIFY: Exponential Regression in Investing AMPLIFY: Prize Wheel Puzzle AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Marbleslides: Exploring Exponentials