Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

PROJECT: Credit Protections - You Be the Teacher INTERACTIVE: Living Paycheck to Paycheck When the Mean is Nice CALCULATE: Impact of Credit Score on Loans Which savings strategy is most effective? You Just Gotta Habit! FINE PRINT: Checking Account Statement ANALYZE: Inequalities in Investing CALCULATE: Debt Avalanche v. Debt Snowball INTERACTIVE: Bummer! RESEARCH: Credit Protections PLAY: Organize Budget Expenses MOVE: Let's Make a Mutual Fund PLAY: Types of Car Insurance What are the top 3 types of products/services Gen Z is most likely to splurge on? What percent of students receive scholarships or grants for college? MOVE: What Determines Your Insurance Premium? COMPARE: Types of Savings Accounts How much does a texting while driving ticket increase auto insurance premiums? What's the average credit score needed to rent an apartment? ANALYZE: Dollar Cost Averaging MOVE: Inflation Over Time PLAY: It Costs HOW Much? CALCULATE: Return on Your College Investment What source of funding is used most often to start new businesses? What is the average credit card debt held by Gen Z? CALCULATE: How Much House Can You Afford? INTERACTIVE: Online Bank Simulator PLAY: The Bean Game ANALYZE: A FAFSA Submission Summary MOVE: Types of Employment CALCULATE: The Math Behind Your Federal Taxes How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Compounding Cat Insanity What percent of Americans with credit card debt have carried a balance for over 1 year? Do consumers send more money on Venmo or spend more money on Amazon? PLAY: Budget Frenzy! MOVE: Credit Musical Chairs MOVE: Your Tax Dollar in Action CALCULATE: The Cost of Auto Loans FINE PRINT: Financial Aid Package FINE PRINT: Schumer Box Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" ANALYZE: Household Debt and Credit Report COMPARE: Which Repayment Option is Best? What percent of new businesses are still operating after 10 years? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: Roll with the Market MOVE: Up and Down with Credit Scores RESEARCH: Professional Certifications CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Invest with STAX!

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Investing and Exponential Change AMPLIFY: Create a Histogram AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Exponential Regression in Investing AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Point Collector: Lines AMPLIFY: Growth of Savings vs Investments AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Systems of Two Linear Equations AMPLIFY: Credit Dot Plots AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Exponential Growth in Circles AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Linear Equations in Standard Form AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Linear Systems AMPLIFY: Chance Experiments AMPLIFY: Linear Growth Patterns AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Complex Systems of Inequalities AMPLIFY: Prize Wheel Puzzle AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Growth Factor and Investments AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Real World Linear Inequalities AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Writing Equations in Standard Form AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Card Sort: Sampling Methods