Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

What is the average credit card debt held by Gen Z? MOVE: Inflation Over Time CALCULATE: The Cost of Auto Loans Do consumers send more money on Venmo or spend more money on Amazon? How much more likely is a business to launch if the founder creates a business plan? ANALYZE: Inequalities in Investing MOVE: Credit Musical Chairs PLAY: It Costs HOW Much? ANALYZE: Household Debt and Credit Report CALCULATE: Debt Avalanche v. Debt Snowball FINE PRINT: Checking Account Statement What percent of new businesses are still operating after 10 years? RESEARCH: Professional Certifications How much does a texting while driving ticket increase auto insurance premiums? What's the average credit score needed to rent an apartment? CALCULATE: The Math Behind Your Federal Taxes Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: How Much House Can You Afford? INTERACTIVE: Invest with STAX! INTERACTIVE: Compounding Cat Insanity If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Types of Employment MOVE: Up and Down with Credit Scores ANALYZE: A FAFSA Submission Summary PLAY: Types of Car Insurance INTERACTIVE: Living Paycheck to Paycheck Which savings strategy is most effective? MOVE: Your Tax Dollar in Action What percent of Americans who have credit card debt won't be able to pay it off within a year? COMPARE: Which Repayment Option is Best? MOVE: Let's Make a Mutual Fund You Just Gotta Habit! PLAY: Budget Frenzy! PLAY: The Bean Game ANALYZE: Dollar Cost Averaging INTERACTIVE: Bummer! What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: Return on Your College Investment What source of funding is used most often to start new businesses? PLAY: Roll with the Market INTERACTIVE: Online Bank Simulator PLAY: Organize Budget Expenses PROJECT: Credit Protections - You Be the Teacher What percent of students receive scholarships or grants for college? RESEARCH: Credit Protections CALCULATE: Impact of Credit Score on Loans COMPARE: Types of Savings Accounts MOVE: What Determines Your Insurance Premium? CREATE: Personalized Productive Gap Year Plan When the Mean is Nice FINE PRINT: Financial Aid Package FINE PRINT: Schumer Box

DESMOS ACTIVITIES

DESMOS: Complex Systems of Inequalities DESMOS: Prize Wheel Puzzle DESMOS: Marbleslides: Exploring Exponentials DESMOS: College Sticker Price and ACT Scores DESMOS: Create a Histogram DESMOS: Card Sort: Conditional Probability DESMOS: Exponential Growth in Circles DESMOS: Chance Experiments DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Writing and Graphing a System of Linear Equations DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Linear Equations from Checking Word Problems DESMOS: Investing and Exponential Change DESMOS: Graphs of Piecewise Functions DESMOS: Exploring State and Local Tax Rates DESMOS: Linear Growth Patterns DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Card Sort: Linear Systems DESMOS: Real World Linear Inequalities DESMOS: Growth Factor and Investments DESMOS: Growth of Savings vs Investments DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Card Sort: Sampling Methods DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Exponential Regression in Investing DESMOS: Writing Equations in Standard Form DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Linear Equations in Standard Form DESMOS: Systems of Two Linear Equations DESMOS: Credit Dot Plots DESMOS: Exponential vs Linear Patterns DESMOS: Writing Linear Equations and Checking DESMOS: Future Value of a Periodic Investment DESMOS: Point Collector: Lines DESMOS: Comparing the Cost of Different Student Loans DESMOS: Card Sort: Four Views of a Function DESMOS: OLS Regression and College Costs DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Card Sort: Independent and Dependent Events DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Polygraph: Guess the Distribution