Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

INTERACTIVE: Online Bank Simulator CALCULATE: How Much House Can You Afford? Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" MOVE: Up and Down with Credit Scores INTERACTIVE: Bummer! What percent of new businesses are still operating after 10 years? INTERACTIVE: Invest with STAX! PLAY: Roll with the Market ANALYZE: Household Debt and Credit Report What percent of students receive scholarships or grants for college? CALCULATE: The Cost of Auto Loans What's the average credit score needed to rent an apartment? Do consumers send more money through Zelle or spend more money on Amazon? FINE PRINT: Schumer Box ANALYZE: Inequalities in Investing PLAY: Types of Car Insurance PLAY: The Bean Game What are the top 3 types of products/services Gen Z is most likely to splurge on? How much more likely is a business to launch if the founder creates a business plan? COMPARE: Types of Health Insurance Plans INTERACTIVE: Compounding Cat Insanity COMPARE: Which Repayment Plan Fits Your Income? MOVE: Your Tax Dollar in Action PLAY: Organize Budget Expenses You Just Gotta Habit! MOVE: Credit Musical Chairs ANALYZE: Overdraft Fees Which savings strategy is most effective? MOVE: Let's Make a Mutual Fund MOVE: Types of Employment PROJECT: Credit Protections - You Be the Teacher CREATE: Personalized Productive Gap Year Plan How much does a texting while driving ticket increase auto insurance premiums? MOVE: What Determines Your Insurance Premium? PLAY: Budget Frenzy! What source of funding is used most often to start new businesses? CALCULATE: Impact of Credit Score on Loans When the Mean is Nice PLAY: It Costs HOW Much? INTERACTIVE: Living Paycheck to Paycheck RESEARCH: Professional Certifications FINE PRINT: Financial Aid Package CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: Return on Your College Investment What is the average credit card debt held by Gen Z? ANALYZE: Dollar Cost Averaging ANALYZE: A FAFSA Submission Summary What percent of Americans with credit card debt have carried a balance for over 1 year? FINE PRINT: Checking Account Statement MOVE: Inflation Over Time RESEARCH: Credit Protections If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? CALCULATE: The Math Behind Your Federal Taxes COMPARE: Types of Savings Accounts

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Growth of Savings vs Investments AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Writing Equations in Standard Form AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Card Sort: Sampling Methods AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Systems of Two Linear Equations AMPLIFY: Linear Growth Patterns AMPLIFY: Card Sort: Linear Systems AMPLIFY: OLS Regression and College Costs AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Real World Linear Inequalities AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Investing and Exponential Change AMPLIFY: Credit Dot Plots AMPLIFY: Create a Histogram AMPLIFY: Growth Factor and Investments AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Exponential Growth in Circles AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Exponential Regression in Investing AMPLIFY: Point Collector: Lines AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Prize Wheel Puzzle AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Complex Systems of Inequalities AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Chance Experiments AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Linear Equations in Standard Form