Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

What percent of new businesses are still operating after 10 years? MOVE: Inflation Over Time INTERACTIVE: Living Paycheck to Paycheck MOVE: Credit Musical Chairs What source of funding is used most often to start new businesses? You Just Gotta Habit! How much more likely is a business to launch if the founder creates a business plan? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? RESEARCH: Credit Protections What is the average credit card debt held by Gen Z? FINE PRINT: Financial Aid Package COMPARE: Which Repayment Option is Best? How much does a texting while driving ticket increase auto insurance premiums? PLAY: It Costs HOW Much? Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Bummer! What percent of Americans with credit card debt have carried a balance for over 1 year? INTERACTIVE: Online Bank Simulator MOVE: Let's Make a Mutual Fund Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" ANALYZE: A FAFSA Submission Summary CALCULATE: Return on Your College Investment ANALYZE: Inequalities in Investing MOVE: Types of Employment PROJECT: Credit Protections - You Be the Teacher FINE PRINT: Schumer Box COMPARE: Types of Savings Accounts PLAY: Organize Budget Expenses PLAY: Roll with the Market MOVE: Your Tax Dollar in Action MOVE: Up and Down with Credit Scores When the Mean is Nice CALCULATE: The Cost of Auto Loans INTERACTIVE: Compounding Cat Insanity Which savings strategy is most effective? What's the average credit score needed to rent an apartment? What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: The Math Behind Your Federal Taxes ANALYZE: Household Debt and Credit Report RESEARCH: Professional Certifications FINE PRINT: Checking Account Statement PLAY: Types of Car Insurance PLAY: The Bean Game CALCULATE: Debt Avalanche v. Debt Snowball INTERACTIVE: Invest with STAX! ANALYZE: Dollar Cost Averaging MOVE: What Determines Your Insurance Premium? What percent of students receive scholarships or grants for college? CALCULATE: How Much House Can You Afford? CREATE: Personalized Productive Gap Year Plan PLAY: Budget Frenzy!

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Prize Wheel Puzzle AMPLIFY: Point Collector: Lines AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Exponential Regression in Investing AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Systems of Two Linear Equations AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Growth of Savings vs Investments AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Writing Equations in Standard Form AMPLIFY: Exponential Growth in Circles AMPLIFY: Growth Factor and Investments AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Credit Dot Plots AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Exponential vs Linear Patterns AMPLIFY: OLS Regression and College Costs AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Create a Histogram AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Linear Growth Patterns AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Linear Equations in Standard Form AMPLIFY: Card Sort: Linear Systems AMPLIFY: Real World Linear Inequalities AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Chance Experiments AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Complex Systems of Inequalities AMPLIFY: Card Sort: Sampling Methods AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Investing and Exponential Change