Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

What percent of Americans with credit card debt have carried a balance for over 1 year? COMPARE: Which Repayment Plan Fits Your Income? What source of funding is used most often to start new businesses? How much more likely is a business to launch if the founder creates a business plan? ANALYZE: Dollar Cost Averaging What is the average credit card debt held by Gen Z? What are the top 3 types of products/services Gen Z is most likely to splurge on? You Just Gotta Habit! INTERACTIVE: Invest with STAX! ANALYZE: Household Debt and Credit Report Which savings strategy is most effective? PLAY: Types of Car Insurance RESEARCH: Professional Certifications PROJECT: Credit Protections - You Be the Teacher COMPARE: Types of Savings Accounts What's the average credit score needed to rent an apartment? PLAY: Roll with the Market CALCULATE: The Math Behind Your Federal Taxes MOVE: Inflation Over Time PLAY: Budget Frenzy! MOVE: Your Tax Dollar in Action INTERACTIVE: Bummer! CALCULATE: Debt Avalanche v. Debt Snowball INTERACTIVE: Compounding Cat Insanity MOVE: Credit Musical Chairs FINE PRINT: Checking Account Statement ANALYZE: A FAFSA Submission Summary How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Online Bank Simulator Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" RESEARCH: Credit Protections CALCULATE: The Cost of Auto Loans COMPARE: Types of Health Insurance Plans What percent of students receive scholarships or grants for college? CALCULATE: Return on Your College Investment If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? PLAY: It Costs HOW Much? CALCULATE: Impact of Credit Score on Loans CALCULATE: How Much House Can You Afford? MOVE: Types of Employment FINE PRINT: Schumer Box When the Mean is Nice MOVE: What Determines Your Insurance Premium? MOVE: Let's Make a Mutual Fund FINE PRINT: Financial Aid Package ANALYZE: Overdraft Fees ANALYZE: Inequalities in Investing INTERACTIVE: Living Paycheck to Paycheck CREATE: Personalized Productive Gap Year Plan MOVE: Up and Down with Credit Scores PLAY: Organize Budget Expenses Do consumers send more money through Zelle or spend more money on Amazon? PLAY: The Bean Game What percent of new businesses are still operating after 10 years?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Investing and Exponential Change AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Credit Dot Plots AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Exponential Growth in Circles AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Writing Equations in Standard Form AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Prize Wheel Puzzle AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Exponential Regression in Investing AMPLIFY: Linear Equations in Standard Form AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Card Sort: Conditional Probability AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Systems of Two Linear Equations AMPLIFY: Growth of Savings vs Investments AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Complex Systems of Inequalities AMPLIFY: Growth Factor and Investments AMPLIFY: Card Sort: Linear Systems AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Create a Histogram AMPLIFY: Chance Experiments AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Point Collector: Lines AMPLIFY: Real World Linear Inequalities AMPLIFY: Linear Growth Patterns