Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

CALCULATE: Debt Avalanche v. Debt Snowball What source of funding is used most often to start new businesses? PROJECT: Credit Protections - You Be the Teacher PLAY: The Bean Game COMPARE: Which Repayment Option is Best? What's the average credit score needed to rent an apartment? ANALYZE: Dollar Cost Averaging MOVE: Up and Down with Credit Scores INTERACTIVE: Online Bank Simulator CALCULATE: Return on Your College Investment MOVE: Let's Make a Mutual Fund What percent of new businesses are still operating after 10 years? ANALYZE: Inequalities in Investing INTERACTIVE: Living Paycheck to Paycheck MOVE: Credit Musical Chairs CALCULATE: Impact of Credit Score on Loans PLAY: Budget Frenzy! What percent of students receive scholarships or grants for college? PLAY: It Costs HOW Much? COMPARE: Types of Savings Accounts PLAY: Organize Budget Expenses PLAY: Roll with the Market If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? CALCULATE: The Cost of Auto Loans FINE PRINT: Checking Account Statement You Just Gotta Habit! ANALYZE: Household Debt and Credit Report FINE PRINT: Financial Aid Package INTERACTIVE: Compounding Cat Insanity ANALYZE: A FAFSA Submission Summary RESEARCH: Credit Protections CREATE: Personalized Productive Gap Year Plan What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: Types of Car Insurance MOVE: Inflation Over Time How much more likely is a business to launch if the founder creates a business plan? CALCULATE: How Much House Can You Afford? MOVE: Your Tax Dollar in Action INTERACTIVE: Invest with STAX! INTERACTIVE: Bummer! How much does a texting while driving ticket increase auto insurance premiums? MOVE: What Determines Your Insurance Premium? What is the average credit card debt held by Gen Z? MOVE: Types of Employment Do consumers send more money on Venmo or spend more money on Amazon? RESEARCH: Professional Certifications When the Mean is Nice CALCULATE: The Math Behind Your Federal Taxes FINE PRINT: Schumer Box What percent of Americans with credit card debt have carried a balance for over 1 year? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" Which savings strategy is most effective?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Card Sort: Linear Systems AMPLIFY: Complex Systems of Inequalities AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Prize Wheel Puzzle AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Point Collector: Lines AMPLIFY: Growth Factor and Investments AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Writing Equations in Standard Form AMPLIFY: Growth of Savings vs Investments AMPLIFY: Credit Dot Plots AMPLIFY: Linear Growth Patterns AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Linear Equations in Standard Form AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Exponential Growth in Circles AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Real World Linear Inequalities AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Investing and Exponential Change AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Create a Histogram AMPLIFY: OLS Regression and College Costs AMPLIFY: Chance Experiments AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Exponential Regression in Investing AMPLIFY: Systems of Two Linear Equations