Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

PLAY: It Costs HOW Much? PROJECT: Credit Protections - You Be the Teacher ANALYZE: A FAFSA Submission Summary CALCULATE: Return on Your College Investment ANALYZE: Inequalities in Investing INTERACTIVE: Invest with STAX! What's the average credit score needed to rent an apartment? COMPARE: Which Repayment Option is Best? RESEARCH: Credit Protections CALCULATE: How Much House Can You Afford? INTERACTIVE: Bummer! You Just Gotta Habit! ANALYZE: Dollar Cost Averaging CALCULATE: Impact of Credit Score on Loans PLAY: Types of Car Insurance MOVE: Let's Make a Mutual Fund PLAY: The Bean Game What is the average credit card debt held by Gen Z? What percent of new businesses are still operating after 10 years? How much does a texting while driving ticket increase auto insurance premiums? Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: The Math Behind Your Federal Taxes RESEARCH: Professional Certifications Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: Roll with the Market MOVE: Your Tax Dollar in Action INTERACTIVE: Compounding Cat Insanity INTERACTIVE: Living Paycheck to Paycheck CREATE: Personalized Productive Gap Year Plan MOVE: Credit Musical Chairs Which savings strategy is most effective? ANALYZE: Household Debt and Credit Report FINE PRINT: Schumer Box CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Inflation Over Time MOVE: What Determines Your Insurance Premium? CALCULATE: The Cost of Auto Loans What percent of Americans with credit card debt have carried a balance for over 1 year? When the Mean is Nice COMPARE: Types of Savings Accounts MOVE: Up and Down with Credit Scores What percent of students receive scholarships or grants for college? What source of funding is used most often to start new businesses? MOVE: Types of Employment FINE PRINT: Checking Account Statement PLAY: Organize Budget Expenses INTERACTIVE: Online Bank Simulator What are the top 3 types of products/services Gen Z is most likely to splurge on? How much more likely is a business to launch if the founder creates a business plan? FINE PRINT: Financial Aid Package PLAY: Budget Frenzy! If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Credit Dot Plots AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Real World Linear Inequalities AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Writing Equations in Standard Form AMPLIFY: Systems of Two Linear Equations AMPLIFY: Card Sort: Linear Systems AMPLIFY: Linear Equations in Standard Form AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Linear Growth Patterns AMPLIFY: Complex Systems of Inequalities AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Point Collector: Lines AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Investing and Exponential Change AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Create a Histogram AMPLIFY: Growth Factor and Investments AMPLIFY: Exponential Growth in Circles AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Growth of Savings vs Investments AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Exponential Regression in Investing AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: OLS Regression and College Costs AMPLIFY: Chance Experiments AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Recursive Formulas: Paying Down an Auto Loan