Financial Algebra Course

financial algebra course logo

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

PROJECT: Credit Protections - You Be the Teacher What percent of new businesses are still operating after 10 years? CREATE: Personalized Productive Gap Year Plan MOVE: Up and Down with Credit Scores Which savings strategy is most effective? ANALYZE: Household Debt and Credit Report MOVE: Types of Employment PLAY: It Costs HOW Much? How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Online Bank Simulator MOVE: Inflation Over Time CALCULATE: The Math Behind Your Federal Taxes ANALYZE: Dollar Cost Averaging PLAY: Organize Budget Expenses How much does a texting while driving ticket increase auto insurance premiums? What percent of Americans with credit card debt have carried a balance for over 1 year? PLAY: Types of Car Insurance ANALYZE: Inequalities in Investing RESEARCH: Professional Certifications PLAY: Budget Frenzy! What's the average credit score needed to rent an apartment? What percent of students receive scholarships or grants for college? What is the average credit card debt held by Gen Z? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Your Tax Dollar in Action FINE PRINT: Financial Aid Package CALCULATE: Debt Avalanche v. Debt Snowball INTERACTIVE: Living Paycheck to Paycheck When the Mean is Nice MOVE: What Determines Your Insurance Premium? COMPARE: Which Repayment Option is Best? MOVE: Let's Make a Mutual Fund PLAY: Roll with the Market What are the top 3 types of products/services Gen Z is most likely to splurge on? INTERACTIVE: Invest with STAX! INTERACTIVE: Bummer! INTERACTIVE: Compounding Cat Insanity Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: The Cost of Auto Loans FINE PRINT: Checking Account Statement Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" FINE PRINT: Schumer Box MOVE: Credit Musical Chairs ANALYZE: A FAFSA Submission Summary CALCULATE: Impact of Credit Score on Loans You Just Gotta Habit! PLAY: The Bean Game CALCULATE: Return on Your College Investment RESEARCH: Credit Protections COMPARE: Types of Savings Accounts What source of funding is used most often to start new businesses? CALCULATE: How Much House Can You Afford?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Exponential Growth in Circles AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Prize Wheel Puzzle AMPLIFY: Systems of Two Linear Equations AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Linear Growth Patterns AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Investing and Exponential Change AMPLIFY: Create a Histogram AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Real World Linear Inequalities AMPLIFY: Writing Equations in Standard Form AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Point Collector: Lines AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Card Sort: Linear Systems AMPLIFY: Growth of Savings vs Investments AMPLIFY: Exponential Regression in Investing AMPLIFY: Growth Factor and Investments AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Linear Equations in Standard Form AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Chance Experiments AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Complex Systems of Inequalities AMPLIFY: Card Sort: Conditional Probability AMPLIFY: OLS Regression and College Costs AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Credit Dot Plots AMPLIFY: Card Sort: Matching Recursive Sequences