Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

PLAY: Roll with the Market If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Invest with STAX! FINE PRINT: Financial Aid Package MOVE: Credit Musical Chairs ANALYZE: A FAFSA Submission Summary RESEARCH: Credit Protections Which savings strategy is most effective? PLAY: Types of Car Insurance INTERACTIVE: Bummer! What's the average credit score needed to rent an apartment? When the Mean is Nice Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: How Much House Can You Afford? INTERACTIVE: Compounding Cat Insanity FINE PRINT: Schumer Box How much does a texting while driving ticket increase auto insurance premiums? MOVE: Inflation Over Time INTERACTIVE: Online Bank Simulator FINE PRINT: Checking Account Statement CALCULATE: Impact of Credit Score on Loans ANALYZE: Inequalities in Investing What percent of new businesses are still operating after 10 years? You Just Gotta Habit! MOVE: Let's Make a Mutual Fund PLAY: Organize Budget Expenses What percent of Americans with credit card debt have carried a balance for over 1 year? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: The Math Behind Your Federal Taxes MOVE: Up and Down with Credit Scores COMPARE: Types of Savings Accounts PLAY: Budget Frenzy! CALCULATE: Debt Avalanche v. Debt Snowball What is the average credit card debt held by Gen Z? CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Living Paycheck to Paycheck ANALYZE: Household Debt and Credit Report PLAY: It Costs HOW Much? CALCULATE: The Cost of Auto Loans CALCULATE: Return on Your College Investment What source of funding is used most often to start new businesses? What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Types of Employment COMPARE: Which Repayment Option is Best? How much more likely is a business to launch if the founder creates a business plan? PROJECT: Credit Protections - You Be the Teacher PLAY: The Bean Game MOVE: What Determines Your Insurance Premium? ANALYZE: Dollar Cost Averaging What percent of students receive scholarships or grants for college? RESEARCH: Professional Certifications MOVE: Your Tax Dollar in Action

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Credit Dot Plots AMPLIFY: Create a Histogram AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Growth of Savings vs Investments AMPLIFY: Point Collector: Lines AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Real World Linear Inequalities AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Growth Factor and Investments AMPLIFY: Complex Systems of Inequalities AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Linear Growth Patterns AMPLIFY: Investing and Exponential Change AMPLIFY: Exponential Regression in Investing AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Systems of Two Linear Equations AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Writing Equations in Standard Form AMPLIFY: Chance Experiments AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Prize Wheel Puzzle AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Linear Equations in Standard Form AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Linear Systems AMPLIFY: Exponential Growth in Circles AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Recursive Formulas: Paying Down Student Loans