Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

Which savings strategy is most effective? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? RESEARCH: Fair Credit Reporting Act When the Mean is Nice What percent of new businesses are still operating after 10 years? INTERACTIVE: Invest with STAX! PLAY: Roll with the Market What percent of Americans who have credit card debt won't be able to pay it off within a year? PLAY: Types of Car Insurance MOVE: Types of Employment PLAY: It Costs HOW Much? RESEARCH: Credit Protections MOVE: Credit Musical Chairs INTERACTIVE: Living Paycheck to Paycheck MOVE: Your Tax Dollar in Action ANALYZE: Inequalities in Investing CALCULATE: Impact of Credit Score on Loans MOVE: Up and Down with Credit Scores CALCULATE: Return on Your College Investment ANALYZE: Household Debt and Credit Report INTERACTIVE: Bummer! PLAY: Organize Budget Expenses COMPARE: Types of Savings Accounts What percent of students receive scholarships or grants for college? RESEARCH: Professional Certifications COMPARE: Auto Loans Gotta Habit How much does a texting while driving ticket increase auto insurance premiums? PLAY: Budget Frenzy! ANALYZE: A FAFSA Submission Summary FINE PRINT: Schumer Box FINE PRINT: Financial Aid Package FINE PRINT: Checking Account Statement CALCULATE: Your Federal Taxes What source of funding is used most often to start new businesses? MOVE: What Determines Your Insurance Premium? Do consumers send more money on Venmo or spend more money on Amazon? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" READ: Retirement Basics ANALYZE: Dollar Cost Averaging in Action How much more likely is a business to launch if the founder creates a business plan? COMPARE: Which Repayment Option is Best? CREATE: Personalized Productive Gap Year Plan What are the top 3 types of products/services Gen Z is most likely to splurge on? What's the average credit score needed to rent an apartment? CALCULATE: Debt Avalanche v. Debt Snowball INTERACTIVE: Online Bank Simulator INTERACTIVE: Compounding Cat Insanity MOVE: Let's Make a Mutual Fund What do cardholders fear most when using a credit card?

DESMOS ACTIVITIES

DESMOS: Exponential Regression in Investing DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Prize Wheel Puzzle DESMOS: Systems of Two Linear Equations DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Linear Equations in Standard Form DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Growth Factor and Investments DESMOS: College Sticker Price and ACT Scores DESMOS: Growth of Savings vs Investments DESMOS: Linear Growth Patterns DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Polygraph: Guess the Distribution DESMOS: Exploring State and Local Tax Rates DESMOS: Graphs of Piecewise Functions DESMOS: OLS Regression and College Costs DESMOS: Writing Equations in Standard Form DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Credit Dot Plots DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Chance Experiments DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Investing and Exponential Change DESMOS: Marbleslides: Exploring Exponentials DESMOS: Linear Equations from Checking Word Problems DESMOS: Card Sort: Independent and Dependent Events DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Future Value of a Periodic Investment DESMOS: Real World Linear Inequalities DESMOS: Point Collector: Lines DESMOS: Exponential Growth in Circles DESMOS: Writing Linear Equations and Checking DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Card Sort: Sampling Methods DESMOS: Create a Histogram DESMOS: Comparing the Cost of Different Student Loans DESMOS: Exponential vs Linear Patterns DESMOS: Card Sort: Four Views of a Function DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Complex Systems of Inequalities DESMOS: Card Sort: Linear Systems DESMOS: Card Sort: Conditional Probability DESMOS: Piecewise Functions: FICA Tax Rates