Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

What percent of students receive scholarships or grants for college? INTERACTIVE: Compounding Cat Insanity ANALYZE: A FAFSA Submission Summary RESEARCH: Credit Protections What percent of new businesses are still operating after 10 years? ANALYZE: Dollar Cost Averaging You Just Gotta Habit! Do consumers send more money through Zelle or spend more money on Amazon? PLAY: Organize Budget Expenses CALCULATE: Debt Avalanche v. Debt Snowball PLAY: The Bean Game RESEARCH: Professional Certifications INTERACTIVE: Bummer! MOVE: What Determines Your Insurance Premium? What percent of Americans with credit card debt have carried a balance for over 1 year? CALCULATE: Return on Your College Investment CALCULATE: The Math Behind Your Federal Taxes CALCULATE: How Much House Can You Afford? PLAY: It Costs HOW Much? ANALYZE: Inequalities in Investing MOVE: Up and Down with Credit Scores CREATE: Personalized Productive Gap Year Plan MOVE: Types of Employment ANALYZE: Household Debt and Credit Report CALCULATE: The Cost of Auto Loans How much more likely is a business to launch if the founder creates a business plan? PROJECT: Credit Protections - You Be the Teacher FINE PRINT: Checking Account Statement What is the average credit card debt held by Gen Z? PLAY: Budget Frenzy! MOVE: Credit Musical Chairs ANALYZE: Overdraft Fees COMPARE: Types of Savings Accounts PLAY: Types of Car Insurance What source of funding is used most often to start new businesses? Which savings strategy is most effective? FINE PRINT: Schumer Box If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? COMPARE: Which Repayment Plan Fits Your Income? Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" INTERACTIVE: Online Bank Simulator MOVE: Your Tax Dollar in Action CALCULATE: Impact of Credit Score on Loans What are the top 3 types of products/services Gen Z is most likely to splurge on? When the Mean is Nice PLAY: Roll with the Market What's the average credit score needed to rent an apartment? FINE PRINT: Financial Aid Package COMPARE: Types of Health Insurance Plans How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Invest with STAX! INTERACTIVE: Living Paycheck to Paycheck MOVE: Let's Make a Mutual Fund MOVE: Inflation Over Time

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Linear Systems AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Complex Systems of Inequalities AMPLIFY: Linear Equations in Standard Form AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Credit Dot Plots AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Systems of Two Linear Equations AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Growth Factor and Investments AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Investing and Exponential Change AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Writing Equations in Standard Form AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Real World Linear Inequalities AMPLIFY: Growth of Savings vs Investments AMPLIFY: Linear Growth Patterns AMPLIFY: OLS Regression and College Costs AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Exponential Regression in Investing AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Point Collector: Lines AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Create a Histogram AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Prize Wheel Puzzle AMPLIFY: Exponential Growth in Circles AMPLIFY: Chance Experiments