Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

PLAY: Organize Budget Expenses PLAY: Budget Frenzy! MOVE: What Determines Your Insurance Premium? FINE PRINT: Schumer Box INTERACTIVE: Online Bank Simulator PLAY: Roll with the Market What's the average credit score needed to rent an apartment? ANALYZE: Household Debt and Credit Report RESEARCH: Credit Protections How much does a texting while driving ticket increase auto insurance premiums? MOVE: Let's Make a Mutual Fund PROJECT: Credit Protections - You Be the Teacher INTERACTIVE: Living Paycheck to Paycheck PLAY: Types of Car Insurance Do consumers send more money through Zelle or spend more money on Amazon? CALCULATE: The Math Behind Your Federal Taxes MOVE: Up and Down with Credit Scores RESEARCH: Professional Certifications FINE PRINT: Checking Account Statement What percent of students receive scholarships or grants for college? CALCULATE: Return on Your College Investment Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" COMPARE: Types of Savings Accounts ANALYZE: Overdraft Fees MOVE: Credit Musical Chairs If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? What source of funding is used most often to start new businesses? PLAY: It Costs HOW Much? ANALYZE: Inequalities in Investing INTERACTIVE: Bummer! How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Compounding Cat Insanity ANALYZE: A FAFSA Submission Summary COMPARE: Which Repayment Plan Fits Your Income? INTERACTIVE: Invest with STAX! CALCULATE: Impact of Credit Score on Loans CALCULATE: How Much House Can You Afford? What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Inflation Over Time Which savings strategy is most effective? COMPARE: Types of Health Insurance Plans CREATE: Personalized Productive Gap Year Plan MOVE: Your Tax Dollar in Action You Just Gotta Habit! When the Mean is Nice ANALYZE: Dollar Cost Averaging What is the average credit card debt held by Gen Z? What percent of new businesses are still operating after 10 years? PLAY: The Bean Game CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: The Cost of Auto Loans MOVE: Types of Employment What percent of Americans with credit card debt have carried a balance for over 1 year? FINE PRINT: Financial Aid Package

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Card Sort: Linear Systems AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Point Collector: Lines AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Growth of Savings vs Investments AMPLIFY: Linear Equations in Standard Form AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Chance Experiments AMPLIFY: Systems of Two Linear Equations AMPLIFY: Create a Histogram AMPLIFY: Credit Dot Plots AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Real World Linear Inequalities AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Exponential Regression in Investing AMPLIFY: Complex Systems of Inequalities AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Exponential Growth in Circles AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Future Value of a Periodic Investment AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Linear Growth Patterns AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Growth Factor and Investments AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Investing and Exponential Change AMPLIFY: Writing Equations in Standard Form AMPLIFY: Prize Wheel Puzzle AMPLIFY: OLS Regression and College Costs