Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

PLAY: It Costs HOW Much? How much does a texting while driving ticket increase auto insurance premiums? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What is the average credit card debt held by Gen Z? RESEARCH: Credit Protections MOVE: Credit Musical Chairs RESEARCH: Professional Certifications PLAY: The Bean Game PLAY: Organize Budget Expenses CALCULATE: Return on Your College Investment ANALYZE: Dollar Cost Averaging FINE PRINT: Checking Account Statement INTERACTIVE: Bummer! What percent of Americans with credit card debt have carried a balance for over 1 year? You Just Gotta Habit! MOVE: What Determines Your Insurance Premium? What's the average credit score needed to rent an apartment? MOVE: Your Tax Dollar in Action ANALYZE: Inequalities in Investing What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: Debt Avalanche v. Debt Snowball COMPARE: Types of Health Insurance Plans MOVE: Up and Down with Credit Scores FINE PRINT: Schumer Box CALCULATE: How Much House Can You Afford? MOVE: Types of Employment CREATE: Personalized Productive Gap Year Plan Do consumers send more money on Venmo or spend more money on Amazon? COMPARE: Which Repayment Plan Fits Your Income? CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Online Bank Simulator INTERACTIVE: Invest with STAX! PLAY: Types of Car Insurance COMPARE: Types of Savings Accounts CALCULATE: The Math Behind Your Federal Taxes ANALYZE: A FAFSA Submission Summary PLAY: Budget Frenzy! When the Mean is Nice INTERACTIVE: Living Paycheck to Paycheck FINE PRINT: Financial Aid Package INTERACTIVE: Compounding Cat Insanity MOVE: Let's Make a Mutual Fund PLAY: Roll with the Market MOVE: Inflation Over Time CALCULATE: The Cost of Auto Loans ANALYZE: Household Debt and Credit Report Which savings strategy is most effective? What percent of new businesses are still operating after 10 years? PROJECT: Credit Protections - You Be the Teacher What percent of students receive scholarships or grants for college? How much more likely is a business to launch if the founder creates a business plan? What source of funding is used most often to start new businesses? ANALYZE: Overdraft Fees

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Real World Linear Inequalities AMPLIFY: Prize Wheel Puzzle AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Investing and Exponential Change AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Writing Equations in Standard Form AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Card Sort: Linear Systems AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Systems of Two Linear Equations AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Chance Experiments AMPLIFY: Complex Systems of Inequalities AMPLIFY: OLS Regression and College Costs AMPLIFY: Growth of Savings vs Investments AMPLIFY: Growth Factor and Investments AMPLIFY: Exponential Regression in Investing AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Linear Growth Patterns AMPLIFY: Credit Dot Plots AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Exponential Growth in Circles AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Linear Equations in Standard Form AMPLIFY: Create a Histogram AMPLIFY: Point Collector: Lines AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: College Sticker Price and ACT Scores