Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

INTERACTIVE: Bummer! What percent of Americans with credit card debt have carried a balance for over 1 year? CREATE: Personalized Productive Gap Year Plan FINE PRINT: Schumer Box What percent of students receive scholarships or grants for college? CALCULATE: How Much House Can You Afford? What source of funding is used most often to start new businesses? MOVE: Your Tax Dollar in Action MOVE: Let's Make a Mutual Fund CALCULATE: Impact of Credit Score on Loans You Just Gotta Habit! PLAY: Budget Frenzy! RESEARCH: Professional Certifications MOVE: Up and Down with Credit Scores RESEARCH: Credit Protections COMPARE: Types of Health Insurance Plans CALCULATE: The Cost of Auto Loans PROJECT: Credit Protections - You Be the Teacher How much does a texting while driving ticket increase auto insurance premiums? MOVE: Inflation Over Time CALCULATE: The Math Behind Your Federal Taxes ANALYZE: Household Debt and Credit Report INTERACTIVE: Living Paycheck to Paycheck PLAY: It Costs HOW Much? ANALYZE: A FAFSA Submission Summary COMPARE: Which Repayment Plan Fits Your Income? When the Mean is Nice ANALYZE: Inequalities in Investing INTERACTIVE: Invest with STAX! MOVE: Credit Musical Chairs MOVE: Types of Employment What's the average credit score needed to rent an apartment? MOVE: What Determines Your Insurance Premium? How much more likely is a business to launch if the founder creates a business plan? What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: Roll with the Market ANALYZE: Overdraft Fees PLAY: The Bean Game PLAY: Organize Budget Expenses FINE PRINT: Checking Account Statement Which savings strategy is most effective? What is the average credit card debt held by Gen Z? If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? CALCULATE: Debt Avalanche v. Debt Snowball COMPARE: Types of Savings Accounts CALCULATE: Return on Your College Investment PLAY: Types of Car Insurance Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" INTERACTIVE: Online Bank Simulator What percent of new businesses are still operating after 10 years? INTERACTIVE: Compounding Cat Insanity ANALYZE: Dollar Cost Averaging Do consumers send more money through Zelle or spend more money on Amazon? FINE PRINT: Financial Aid Package

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Exponential Regression in Investing AMPLIFY: Complex Systems of Inequalities AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Linear Equations in Standard Form AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Linear Growth Patterns AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Real World Linear Inequalities AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: OLS Regression and College Costs AMPLIFY: Writing Equations in Standard Form AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Point Collector: Lines AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Growth of Savings vs Investments AMPLIFY: Exponential Growth in Circles AMPLIFY: Investing and Exponential Change AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Chance Experiments AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Create a Histogram AMPLIFY: Credit Dot Plots AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Card Sort: Linear Systems AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Systems of Two Linear Equations AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Prize Wheel Puzzle AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Growth Factor and Investments AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Recursive Formulas: Paying Down Student Loans