Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

PLAY: Organize Budget Expenses CREATE: Personalized Productive Gap Year Plan FINE PRINT: Financial Aid Package How much does a texting while driving ticket increase auto insurance premiums? MOVE: What Determines Your Insurance Premium? Which savings strategy is most effective? PLAY: Budget Frenzy! FINE PRINT: Schumer Box INTERACTIVE: Bummer! INTERACTIVE: Living Paycheck to Paycheck What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: Types of Car Insurance RESEARCH: Credit Protections How much more likely is a business to launch if the founder creates a business plan? MOVE: Your Tax Dollar in Action CALCULATE: Return on Your College Investment Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: Impact of Credit Score on Loans What is the average credit card debt held by Gen Z? What percent of new businesses are still operating after 10 years? CALCULATE: How Much House Can You Afford? INTERACTIVE: Online Bank Simulator COMPARE: Which Repayment Option is Best? PROJECT: Credit Protections - You Be the Teacher PLAY: The Bean Game If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? You Just Gotta Habit! ANALYZE: A FAFSA Submission Summary MOVE: Credit Musical Chairs RESEARCH: Professional Certifications MOVE: Inflation Over Time When the Mean is Nice FINE PRINT: Checking Account Statement Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Let's Make a Mutual Fund CALCULATE: The Cost of Auto Loans What percent of students receive scholarships or grants for college? PLAY: Roll with the Market CALCULATE: Debt Avalanche v. Debt Snowball INTERACTIVE: Invest with STAX! What percent of Americans with credit card debt have carried a balance for over 1 year? ANALYZE: Dollar Cost Averaging INTERACTIVE: Compounding Cat Insanity MOVE: Up and Down with Credit Scores CALCULATE: The Math Behind Your Federal Taxes What's the average credit score needed to rent an apartment? PLAY: It Costs HOW Much? COMPARE: Types of Savings Accounts ANALYZE: Inequalities in Investing MOVE: Types of Employment What source of funding is used most often to start new businesses? ANALYZE: Household Debt and Credit Report

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Exponential Regression in Investing AMPLIFY: Complex Systems of Inequalities AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Card Sort: Linear Systems AMPLIFY: Create a Histogram AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Exponential Growth in Circles AMPLIFY: Linear Growth Patterns AMPLIFY: OLS Regression and College Costs AMPLIFY: Systems of Two Linear Equations AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Credit Dot Plots AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Growth Factor and Investments AMPLIFY: Prize Wheel Puzzle AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Real World Linear Inequalities AMPLIFY: Point Collector: Lines AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Growth of Savings vs Investments AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Writing Equations in Standard Form AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Investing and Exponential Change AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Chance Experiments AMPLIFY: Linear Equations in Standard Form AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates